Waupaca County property record for 446 Center St, Waupaca, WI 54981
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,084 sqft · built 1900 |
| Owner | 2 Individual Names on File |
| Last Sale | $129,000 (Jun 2025) |
| Tax Bill | $1,685 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-19-81-1 |
| Primary APN | 34-19-81-1 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,084 sqft Gross Area |
| Basement Area | 442 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 446 CENTER ST |
|---|---|
| City | MANAWA |
| State | WI |
| Zip | 54949-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT1 SCOTTS ADD V348P536 V473P740-1 V488P577 V514P551 V590P830 |
| Legal Range | 12E |
| Legal Township | 22N |
| Legal Section | 19 |
| Legal Subdivision | SCOTTS ADD |
| Legal Lot Number | 1 |
| Jurisdiction | WAUPACA WI |
| Township / Civil Division | WAUPACA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 101000 |
446 Center St is owned and occupied by two individuals who bought it in June 2025.
Source: Waupaca County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 CENTER ST, WAUPACA, WI 54981-1418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2018 | Deed of Trust, Mortgage · Line of Credit THE FARMERS STATE BANK OF WAUPACA |
| May 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2025 · Amount on File |
| Deed Sale | Jun 11, 2025 · Amount on File |
| Prior Sale | May 10, 2022 · Amount on File |
| Deed Document Number | 2025931036 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAUPACA WI |
| Property Address | 446 CENTER ST, WAUPACA, WI 54981-1418 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000865976 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 865976 |
| Name | THE FARMERS STATE BANK OF WAUPACA |
|---|---|
| Type | Bank |
| Address | WAUPACA, WI 54981 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAUPACA WI |
| Recording Date | May 10, 2022 |
| Property Address | 446 CENTER ST, WAUPACA, WI 54981-1418 |
| Document Number | 0000905999 |
| Instrument Date | May 10, 2022 |
| Instrument | 905999 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVC LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 CENTER ST, WAUPACA, WI 54981-1418 |
| Document Number | 0000906000 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 906000 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 446 Center St was $1,685.
Source: Waupaca County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Waupaca County |
| Municipality | Waupaca City |
| Unified School District | Waupaca School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,685.00 | $95,100 Land $18,600 Building $76,500 | |
| 2023 | $1,558.00 (-4.36%) | $95,100 (+35.09%) Land $18,600 Building $76,500 | $121,754 (+35.09%) Land $23,813 Building $97,941 |
| 2022 | $1,629.00 | $70,400 Land $12,500 Building $57,900 | $90,131 Land $16,003 Building $74,128 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Center St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 446 Center St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAUPACA WATERWORKS serves 6,062 people · EPA ID WI4690402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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