446 Center St, Findlay, OH 45840 Property Records

Hancock County property record for 446 Center St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,634 sqft · built 1900
Lot Size0.138 acres (5,998 sqft)
OwnerCompany Name on Record
Last Sale$135,000 (Aug 2025)
Tax Bill$1,509 (2025)
Deeds & MortgagesJul 2020 Transfer
Flood ZoneZone AE (high risk)
APN1011-182-23-015.000

Property Details

APN / Parcel Number

Primary APN1011-182-23-015.000
Alternative APN
  • 570000220360

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,634 sqft Living Area
1st Floor Area994 sqft
2nd Floor Area640 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions150 ft deep x 40 ft wide
PorchSlab
Porch Area204 sqft
Patio Area156 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address446 CENTER ST
CityFINDLAY
StateOH
Zip45840-5748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGOODMANS ADD LOT 12355
Legal SubdivisionGOODMANS ADD
Legal Lot Number12355
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group2
Census Block2005
Census Tract800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1115 MUIRFIELD DR, FINDLAY, OH 45840-2956
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2025 · Amount on Record
Deed SaleAug 6, 2025 · Amount on Record
Prior SaleNov 4, 2010 · Amount on Record
Deed Document Number20256718
Deed Book / Page2621 / 3445
Prior Transfer DateJul 14, 2020
Prior Transfer Doc02570/4123
Record UpdatedSep 20, 2026

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHANCOCK OH
Recording DateJul 16, 2020
Property Address446 CENTER ST, FINDLAY, OH 45840-5748
Document Number02570/4123
Book / Page2570 / 4123
Instrument DateJul 14, 2020
Instrument202000006635
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address4282 COUNTY ROAD, RAWSON, OH 45881

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,509.00 (+8.72%)$47,970 (+25.97%) Land $4,620 Building $43,350$137,070 (+26%) Land $13,200 Building $123,870
2024$1,388.00 (-0.14%)$38,080 (-) Land $3,670 Building $34,410
2023$1,390.00$38,080 Land $3,670 Building $34,410
2022$108,790 Land $10,480 Building $98,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims230 (1981–2017)
Claims Outside the SFHA11 of 230
Most Recent ClaimJul 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
HDER Link
Fixed Wireless
500 / 500
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: MetaLINK Technologies.

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