446 Cedar Mountain Ln, Front Royal, VA 22630 Property Records

Warren County property record for 446 Cedar Mountain Ln, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,218 sqft · built 2003
Lot Size	5 acres (217,800 sqft)
Owner	2 Trust Names on File
Last Sale	$299,000 (Apr 2020)
Tax Bill	$2,291 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`19/67/A9`

Property Details

APN / Parcel Number

Primary APN	`19/67/A9`
Alternative APN	`31097`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
Gross Area	3,478 sqft
1st Floor Area	1,218 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	450 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	31097
Old Parcel Number	19 67A9
Street Address	446 CEDAR MOUNTAIN LN
City	FRONT ROYAL
State	VA
Zip	22630-8150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	L 9 RES JAMES K HAMILTON ET UX ET AL LR95-6585 PARTITION LR01-8414
Legal Subdivision	FORK-COUNTY
Legal Lot Number	9
Jurisdiction	WARREN VA
Township / Civil Division	FORK
Census Block Group	2
Census Block	2034
Census Tract	20300

Owner

446 Cedar Mountain Ln is owner-occupied and held in a trust since January 2026.

Source: Warren County records, as of August 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	446 CEDAR MOUNTAIN LN, FRONT ROYAL, VA 22630-8150
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · VA Mortgage NEXA MORTGAGE LLC
Jul 15, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Apr 28, 2020	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on File
Deed Sale	Apr 28, 2020 · Amount on File
Deed Document Number	20202574
Last Transfer Date	Jan 30, 2026
Transfer Doc	0000000524
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	446 CEDAR MOUNTAIN LN, FRONT ROYAL, VA 22630-8150
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 CEDAR MOUNTAIN LN, FRONT ROYAL, VA 22630-8150

Mortgage

Document Number	0260000225
Date	Jan 15, 2026
Instrument	260000225

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	MESA, AZ 85212

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	446 CEDAR MOUNTAIN LN, FRONT ROYAL, VA 22630-8150
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220004497
Date	Jul 15, 2022
Instrument	220004497

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	446 CEDAR MOUNTAIN LN, FRONT ROYAL, VA 22630-8150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000251
Date	Jan 11, 2021
Instrument	210000251

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate	2.25%

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Apr 28, 2020
Property Address	446 CEDAR MOUNTAIN LN, FRONT ROYAL, VA 22630-8150
Document Number	200002574
Instrument Date	Apr 23, 2020
Instrument	200002574
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200002575
Date	Apr 28, 2020
Instrument	200002575

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 446 Cedar Mountain Ln was $2,291, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,291.00 (+18.83%)	$402,680 (-) Land $81,000 Building $321,680
2025	$1,928.00 (+12.68%)	$402,680 (+15.32%) Land $81,000 Building $321,680	$402,680 (+15.32%) Land $81,000 Building $321,680
2024	$1,711.00	$349,200 (-) Land $78,000 Building $271,200	$349,200 (-) Land $78,000 Building $271,200
2023		$349,200 Land $78,000 Building $271,200	$349,200 Land $78,000 Building $271,200
2022	$1,711.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Cedar Mountain Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	13 (1985–2018)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Jun 2018 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 7 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Cedar Mountain Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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