Fort Bend County property record for 446 Cascade Oaks Ln, Richmond, TX 77406
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,043 sqft · built 2014 |
| Lot Size | 0.25 acres (10,871 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $502,740 (Feb 2023) |
| Tax Bill | $5,344 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R414901 |
| Primary APN | R414901 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,043 sqft Living Area |
| Gross Area | 3,526 sqft |
| 1st Floor Area | 2,153 sqft |
| 2nd Floor Area | 890 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,871 sqft (0.25 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 370 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 397 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 446 CASCADE OAKS LN |
|---|---|
| City | RICHMOND |
| State | TX |
| Zip | 77406-1452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERS EDGE SEC 16, BLOCK 2, LOT 23 |
| Legal Subdivision | RIVERS EDGE SEC 16 |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 673401 |
446 Cascade Oaks Ln is owned and occupied by two individuals who bought it in February 2023.
Source: Fort Bend County records, as of September 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 CASCADE OAKS LN, RICHMOND, TX 77406-1452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2023 | Vendor's Lien, Transfer · Conventional Mortgage TEXAS DOW EMPLOYEES CU |
| Jul 9, 2021 | Vendor's Lien, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2023 · Amount on File |
| Deed Sale | Feb 24, 2023 · Amount on File |
| Prior Sale | Jul 9, 2021 · Amount on File |
| Deed Document Number | 202316197 |
| Prior Transfer Date | Jul 7, 2021 |
| Prior Transfer Doc | 0000114381 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Feb 24, 2023 |
| Property Address | 446 CASCADE OAKS LN, RICHMOND, TX 77406-1452 |
| Document Number | 0000016197 |
| Map Reference | PL 20120240 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2023016197 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2023 |
| Title Company | MONARCH TITLE/TX, MONARCH TITLE OF TEXAS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 CASCADE OAKS LN, RICHMOND, TX 77406-1452 |
| Document Number | 0000016198 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 2023016198 |
| Name | TEXAS DOW EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Jul 9, 2021 |
| Property Address | 446 CASCADE OAKS LN, RICHMOND, TX 77406-1452 |
| Document Number | 0000114381 |
| Map Reference | PL 20120240 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 2021114381 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Title Company | SELECTITLE LLC, SELECT TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 CASCADE OAKS LN, RICHMOND, TX 77406-1452 |
| Document Number | 0000114382 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021114382 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 446 Cascade Oaks Ln was $5,344 with a homeowner's exemption, down 43.2% from the year before.
Source: Fort Bend County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Lamar Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,344.00 (-43.23%) Homeowner's exemption | $468,175 (+3.05%) Land $66,883 Building $401,292 | $468,175 (+3.05%) Land $66,883 Building $401,292 |
| 2024 | $9,413.00 Homeowner's exemption | $454,324 (+4.36%) Land $66,883 Building $387,441 | $454,324 (+2.69%) Land $66,883 Building $387,441 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $435,358 Land $51,450 Building $390,952 | $442,402 Land $51,450 Building $390,952 |
| 2018 | $4,892.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Cascade Oaks Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 574 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 574 in force |
| Nearby Flood Claims | 154 (2012–2024) |
| Claims Outside the SFHA | 7 of 154 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Cascade Oaks Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT BEND COUNTY MUD 140 RIVERS EDGE serves 2,547 people · EPA ID TX0790445 |
|---|---|
| Water Source | Purchased groundwater from CITY OF RICHMOND |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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