446 Carol Ln, Elyria, OH 44035 Property Records

Lorain County property record for 446 Carol Ln, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1985
Square Footage	1,421 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$125,000 (2020)
Tax Bill	$2,499.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-00-005-101-085`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,421 sqft Living Area
1st Floor	960 sqft 1st Floor
2nd Floor	461 sqft 2nd Floor
Attic Area	461 sqft Attic
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1985
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	125 ft x 70 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	288 sqft Garage
Patio Area	128 sqft Patio

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	446 CAROL LN
City	ELYRIA
State	OH
Zip	44035-8267
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CHESTNUT RDG HTS SUB #5 70 X 125
Legal Subdivision	CHESTNUT RIDGE HEIGHTS SUBDIVISION #5
Legal Block	101
Legal Lot Number	252
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1000
Census Tract	71202

Owner

Source: Lorain County records · APN 10-00-005-101-085

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	446 CAROL LN, ELYRIA, OH 44035-8267
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Prior Sale	Sep 25, 2007
Deed Doc Number	2020006453
Record Refreshed	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 21, 2020
Property Address	446 CAROL LN, ELYRIA, OH 44035-8267
Document Number	0000784779
Instrument Date	Oct 06, 2020
Instrument	784779
Transaction Type	Transfer
Record Updated	Nov 03, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO/OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 CAROL LN ELYRIA OH 440358267, ELYRIA, OH 44035-8267

Mortgage

Document Number	784780
Date	Oct 21, 2020
Instrument	784780

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,499.00	$50,550 (-0.01%) Land $17,840 Building $32,710	$144,440 (-) Land $50,980 Building $93,460
2024	$2,499.00 (+16.78%)	$50,554 (+31.86%) Land $17,843 Building $32,711	$144,440 (+31.86%) Land $50,980 Building $93,460
2023	$2,140.00 (+0.33%)	$38,340 (-) Land $13,017 Building $25,323	$109,540 (-) Land $37,190 Building $72,350
2022	$2,133.00	$38,340 Land $13,020 Building $25,320
2021			$109,540 Land $37,190 Building $72,350

Flood & Wildfire

446 Carol Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 2nd percentile of exposed land nationally · 10th in Ohio
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.