446 Carmel Creeper Pl, Encinitas, CA 92024 Property Records

San Diego County property record for 446 Carmel Creeper Pl, Encinitas, CA 92024 · Last verified August 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage929 sqft Living Area
Lot Size1.41 acres
OccupancyOwner Occupied
Last Sale$899,000 (2026)
Tax Bill$10,985.00 (2025)

Property Details

APN / Parcel Number

Primary APN256-330-55-10

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area929 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCondo/Apartment Style
Lot Area61,707 sqft
Parking Spaces1 Parking Spaces

Location & Zoning

Street Address446 CARMEL CREEPER PL
CityENCINITAS
StateCA
Zip92024-7706
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 5 US 25PER DOC98-142314&UND INT IN MODULE D IN TR 013481
Legal SubdivisionENCINITAS ESTATES
Legal Tract013481
Legal Block2
Legal Lot Number5
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2002
Census Tract17603

Owner

Source: San Diego County records · APN 256-330-55-10

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address446 CARMEL CREEPER PL, ENCINITAS, CA 92024-7706
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2026Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 14, 2023Grant Deed, Transfer
FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 03, 2026 · Amount on Record
Deed SaleAug 03, 2026 · Amount on Record
Prior SaleMar 14, 2023 · Amount on Record
Deed Doc Number2026222409
Prior Transfer DateJun 17, 2016
Prior Transfer Doc0000332290
Record RefreshedSep 20, 2026

August 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 03, 2026
Property Address446 CARMEL CREEPER PL, ENCINITAS, CA 92024-7706
Document Number0000222409
Instrument DateJul 24, 2026
Instrument2026222409
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyFIRST CONSUMERS TITLE, CONSUMERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$99,878.90
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 CARMEL CREEPER PL, ENCINITAS, CA 92024-7706

Mortgage

Document Number0000222410,
DateAug 03, 2026
Instrument2026222410
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.42%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

March 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 14, 2023
Property Address446 CARMEL CREEPER PL, ENCINITAS, CA 92024-7706
Document Number0000064391
Map ReferenceMAP 13481
Instrument DateFeb 22, 2023
Instrument2023-0064391
Transaction TypeTransfer
Record UpdatedMar 23, 2023
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address446 CARMEL CREEPER PL, ENCINITAS, CA 92024-7706

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$875,493 (+2%) Land $435,986 Building $439,507
2025$10,985.00 (+121.83%) Homeowner's exemption$858,328 (+138.02%) Land $427,438 Building $430,890
2023$4,952.00 (+6.04%) Homeowner's exemption$360,612 Land $179,581 Building $181,031
2022$4,670.00

Flood & Wildfire

446 Carmel Creeper Pl is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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