446 Brady St, Frostproof, FL 33843 Property Records

Polk County property record for 446 Brady St, Frostproof, FL 33843

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,864 sqft · built 2025
Lot Size0.233 acres (10,128 sqft)
Owner2 Individual Names on Record
Last Sale$297,400 (Apr 2026)
Tax Bill$340 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN27-31-25-929677-000100

Property Details

APN / Parcel Number

Primary APN27-31-25-929677-000100
Alternative APN
  • 253127929677000100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,864 sqft Living Area
Gross Area2,305 sqft
1st Floor Area1,864 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area10,128 sqft (0.233 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address446 BRADY ST
CityFROSTPROOF
StateFL
Zip33843-9538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALENCIA ACRES PHASE TWO PB 214 PGS 42-43 LOT 10
Legal SubdivisionVALENCIA ACRES PHASE TWO
Legal Lot Number10
JurisdictionPOLK FL
Township / Civil DivisionFROSTPROOF
Census Block Group2
Census Block2001
Census Tract15801

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address446 BRADY ST, FROSTPROOF, FL 33843-9538
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2026 · Amount on Record
Deed SaleApr 15, 2026 · Amount on Record
Deed Document Number202688469
Deed Book / Page13957 / 1294
Record UpdatedOct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateApr 15, 2026
Property Address446 BRADY ST, FROSTPROOF, FL 33843-9538
Document Number0000088469
Book / Page13957 / 1294
Instrument DateApr 10, 2026
Instrument202688469
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyINSURED REAL ESTATE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$210,261.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 BRADY ST, FROSTPROOF, FL 33843-9538

Mortgage

Document Number0000088470,
DateApr 15, 2026
Book Page13957/1296
Instrument202688470
Lender
NameAMERICAN HOME MORTGAGE ACCEPT
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate4%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityFrostproof City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$245,678 (+1,245.74%) Land $44,000 Building $201,678$245,678 (+1,245.74%) Land $44,000 Building $201,678
2025$340.00$18,256 Land $18,256$18,256 Land $18,256

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation109.5 ft
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2005)
Most Recent ClaimOct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FROSTPROOF
serves 3,425 people · EPA ID FL6530627
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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