446 Boyd Dr, Richmond Hill, GA 31324 Property Records

Bryan County property record for 446 Boyd Dr, Richmond Hill, GA 31324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,091 sqft · built 1988
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Apr 2019)
Tax Bill	$3,401 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0541 198`

Property Details

APN / Parcel Number

Primary APN	`0541 198`
Alternative APN	`6650`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,091 sqft Heated Area
1st Floor Area	1,891 sqft
Attic Area	200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Area	624 sqft
Porch	Open Porch
Porch Area	402 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6650
Old Parcel Number	0541 198
Street Address	446 BOYD DR
City	RICHMOND HILL
State	GA
Zip	31324-4157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 79 MELROSE PS 355/3
Legal Subdivision	MELROSE
Legal Lot Number	79
Jurisdiction	BRYAN GA
Township / Civil Division	RICHMOND HILL
Census Block Group	1
Census Block	1021
Census Tract	920308

Owner

446 Boyd Dr is owned and occupied by an individual who bought it in April 2019.

Source: Bryan County records, as of January 9, 2026

Owner of Record	Individual Name on File
Mailing Address	446 BOYD DR, RICHMOND HILL, GA 31324-4157
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE
Mar 30, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK
Apr 5, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2019 · Amount on File
Deed Sale	Apr 5, 2019 · Amount on File
Deed Document Number	0001351477
Deed Book / Page	1351 / 477
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRYAN GA
Recording Date	Jun 15, 2026
Property Address	446 BOYD DR, RICHMOND HILL, GA 31324-4157
Document Number	1781000598
Book / Page	1781 / 598
Instrument Date	Jun 12, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 BOYD DR, RICHMOND HILL, GA 31324-4157

Mortgage

Document Number	1781000600,
Date	Jun 15, 2026
Book Page	1781/600

Lender

Name	CMG MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRYAN GA
Property Address	446 BOYD DR, RICHMOND HILL, GA 31324-4157
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 BOYD DR, RICHMOND HILL, GA 31324-4157

Mortgage

Document Number	0000001403/0000000906
Date	Mar 30, 2020
Book Page	0000001403/0000000906
Instrument	001902

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRYAN GA
Recording Date	Apr 5, 2019
Property Address	446 BOYD DR, RICHMOND HILL, GA 31324-4157
Document Number	001351/477
Book / Page	1351 / 477
Instrument Date	Apr 5, 2019
Instrument	2019-000642
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 BOYD DR, RICHMOND HILL, GA 31324-4157

Mortgage

Document Number	0000001351/0000000613
Date	Apr 8, 2019
Book Page	0000001351/0000000613
Instrument	001850

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 446 Boyd Dr was $3,401 with a homeowner's exemption, up 2.6% from the year before.

Source: Bryan County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Bryan County
Municipality	Richmond Hill City
Unified School District	Bryan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,401.00 (+2.63%) Homeowner's exemption	$128,800 (+1.48%) Land $26,000 Building $102,800	$322,000 (+1.48%) Land $65,000 Building $257,000
2024	$3,314.00 (+34.61%) Homeowner's exemption	$126,920 (+18.4%) Land $26,000 Building $100,920	$317,300 (+18.4%) Land $65,000 Building $252,300
2023	$2,462.00 (-15.22%) Homeowner's exemption	$107,200 (+2.72%) Land $26,000 Building $81,200	$268,000 (+2.72%) Land $65,000 Building $203,000
2022	$2,904.00 Homeowner's exemption	$104,360 Land $26,000 Building $78,360	$260,900 Land $65,000 Building $195,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 446 Boyd Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 256 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	256 in force
Nearby Flood Claims	11 (2009–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Boyd Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND HILL serves 16,068 people · EPA ID GA0290000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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