Duval County property record for 446 Bowles St, Neptune Beach, FL 32266
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,370 sqft · built 1955 |
| Lot Size | 0.189 acres (8,225 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Oct 2005) |
| Tax Bill | $9,419 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 173179-0000 |
| Primary APN | 173179-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,370 sqft Living Area |
| Gross Area | 1,840 sqft |
| 1st Floor Area | 1,370 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,225 sqft (0.189 acres) |
| Lot Dimensions | 114 ft deep x 70 ft wide |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 446 BOWLES ST |
|---|---|
| City | NEPTUNE BEACH |
| State | FL |
| Zip | 32266-4923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR-2 |
| Legal Description | 25-30 21-2S-29E MERIMAR TERRACE BY THE SEA LOT 6 BLK 1 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | MERIMAR TER BY THE SEA |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 14001 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1715 AZALEA DR, JACKSONVILLE BEACH, FL 32250-2767 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2005 · Amount on Record |
| Deed Sale | Oct 18, 2005 · Amount on Record |
| Deed Document Number | 2005382764 |
| Deed Book / Page | 12824 / 1178 |
| Prior Transfer Date | Oct 5, 2005 |
| Prior Transfer Doc | 0128241178 |
| Record Updated | Oct 29, 2026 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Neptune Beach City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $549,915 (-5.31%) | $594,367 (+2.34%) Land $390,600 Building $203,767 | |
| 2025 | $9,419.00 (+7.33%) | $580,752 (+1.25%) Land $390,600 Building $190,152 | $580,752 (+1.25%) Land $390,600 Building $190,152 |
| 2024 | $8,776.00 (+3.48%) | ||
| 2023 | $8,481.00 (+27.71%) | $573,606 (+38.18%) Land $403,620 Building $169,986 | $573,606 (+38.18%) Land $403,620 Building $169,986 |
| 2022 | $6,641.00 | $415,117 Land $260,400 Building $154,717 | $415,117 Land $260,400 Building $154,717 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 163 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 163 in force |
| Nearby Flood Claims | 37 (1979–2024) |
| Claims Outside the SFHA | 33 of 37 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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