446 Borden Rd, San Marcos, CA 92069 Property Records

San Diego County property record for 446 Borden Rd, San Marcos, CA 92069

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,146 sqft · built 1980
Lot Size	1.16 acres (50,537 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Nov 2016)
Tax Bill	$4,725 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`218-320-08-04`

Property Details

APN / Parcel Number

Primary APN	`218-320-08-04`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,146 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	50,537 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	446 BORDEN RD
City	SAN MARCOS
State	CA
Zip	92069-1836
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Description	LOT 7 US 4 PER DOC80-000977&UND INT IN LOT 2 THRU TR 009113
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	009113
Legal Block	2
Legal Lot Number	7,2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	20041

Owner

446 Borden Rd, a condominium, is owned and occupied by an individual who bought it in November 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	446 BORDEN RD, SAN MARCOS, CA 92069-1836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2016 · Amount on File
Deed Sale	Nov 1, 2016 · Amount on File
Prior Sale	Jan 29, 1998 · Amount on File
Deed Document Number	2016593574
Prior Transfer Date	Oct 17, 2016
Prior Transfer Doc	0000593572
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	446 BORDEN RD, SAN MARCOS, CA 92069-1836
Document Number	0000435286
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 BORDEN RD SAN MARCOS CA 920691836, SAN MARCOS, CA 92069-1836

Mortgage

Document Number	0000435286
Date	Aug 6, 2020
Instrument	435286

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 446 Borden Rd was $4,725 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$426,159 (+2%) Land $155,963 Building $270,196
2025	$4,725.00 Homeowner's exemption	$417,804 Land $152,905 Building $264,899
2023	$4,391.00 (+1.41%) Homeowner's exemption	$401,581 Land $146,968 Building $254,613
2022	$4,330.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 446 Borden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Borden Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20