Harnett County property record for 446 Birch Ave, Spring Lake, NC 28390 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,148 sqft Heated Area |
| Lot Size | 33,541 sqft (0.77 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2025) |
| Tax Bill | $1,988.00 (2025) |
| Primary APN | 1500047025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,148 sqft Heated Area |
| 1st Floor | 869 sqft 1st Floor |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Lot Area | 33,541 sqft (0.77 acres) |
| Garage Area | 660 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 1500047025 |
|---|---|
| Street Address | 446 BIRCH AVE |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-9831 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT#94 0.77AC COOPERS CREEK PH3B MAP#2016-323 |
| Legal Subdivision | COOPERS CREEK |
| Legal Phase | 3 |
| Legal Lot Number | 94 |
| Jurisdiction | HARNETT NC |
| Minor Civil Division | ANDERSON CREEK |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 71203 |
Source: Harnett County records · APN 1500047025
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 BIRCH AVE, SPRING LAKE, NC 28390-9831 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage CROSSCOUNTRY MORTGAGE |
| Jan 19, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 14, 2021 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Oct 17, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Jun 18, 2018 | Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on Record |
| Deed Sale | Aug 21, 2025 · Amount on Record |
| Prior Sale | Jan 19, 2022 · Amount on Record |
| Deed Doc Number | 202515703 |
| Deed Book / Page | 4300 / 457 |
| Prior Transfer Date | Mar 18, 2021 |
| Prior Transfer Doc | 0000011041 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jun 16, 2026 |
| Property Address | 446 BIRCH AVE, SPRING LAKE, NC 28390-9831 |
| Document Number | 0000012310 |
| Book / Page | 4348 / 2045 |
| Instrument Date | May 22, 2026 |
| Instrument | 202612310 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 446 BIRCH AVE, SPRING LAKE, NC 28390-9831 |
| Document Number | 0000012310, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 4348/2045 |
| Instrument | 202612310 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jan 19, 2022 |
| Property Address | 446 BIRCH AVE, SPRING LAKE, NC 28390-9831 |
| Document Number | 0000001229 |
| Book / Page | 4103 / 167 |
| Map Reference | MB 2016 PG 323 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022001229 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 159 MAGNOLIA CIR, 159, FORT KNOX, KY 40121-3111 |
| Name | Verified Name |
|---|---|
| Address | 446 BIRCH AVE, SPRING LAKE, NC 28390-9831 |
| Document Number | 0000001230 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022001230 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | May 14, 2021 |
| Property Address | 446 BIRCH AVE, SPRING LAKE, NC 28390-9831 |
| Document Number | 0000011041 |
| Book / Page | 3983 / 532 |
| Map Reference | MB 2016 PG 323 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021011041 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 BIRCH AVE, SPRING LAKE, NC 28390-9831 |
| Document Number | 0000011042 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021011042 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 446 BIRCH AVE, SPRING LAKE, NC 28390-9831 |
| Document Number | 0000015822 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 446 BIRCH AVE SPRING LAKE NC 283909831, SPRING LAKE, NC 28390-9831 |
| Document Number | 0000015822 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 003750/000235 |
| Instrument | 15822 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jun 18, 2018 |
| Property Address | 446 BIRCH AVE, SPRING LAKE, NC 28390-9831 |
| Document Number | 0000008718 |
| Book / Page | 3615 / 0460 |
| Map Reference | MB2016 PG323 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 2018008718 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2919 BREEZEWOOD AVE STE 400, 2919, FAYETTEVILLE, NC 28303-5283 |
| Name | Verified Name |
|---|---|
| Address | 446 BIRCH AVE, SPRING LAKE, NC 28390-9831 |
| Document Number | 0000008720 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 2018008720 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Harnett County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,988.00 | $271,604 (-) | $271,604 (-) Land $84,550 Building $187,054 |
| 2023 | $1,988.00 | $271,604 | $271,604 Land $84,550 Building $187,054 |
Source: FEMA National Flood Hazard Layer, Harnett County (37085C), updated March 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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