Laurel County property record for 446 Bert Reams Rd, London, KY 40741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,672 sqft · built 2017 |
| Lot Size | 1.06 acres (46,522 sqft) |
| Owner | Individual Name on File |
| Last Sale | $11,000 (Aug 2015) |
| Tax Bill | $1,065 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-40-00-017.00 |
| Primary APN | 064-40-00-017.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| Gross Area | 2,624 sqft |
| Basement Area | 952 sqft |
| Finished Basement | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,522 sqft (1.06 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 236 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 328480 |
|---|---|
| Street Address | 446 BERT REAMS RD |
| City | LONDON |
| State | KY |
| Zip | 40741-8693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 1.068 ACRES & HOUSE |
| Jurisdiction | LAUREL KY |
| Township / Civil Division | BUSH |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 970800 |
446 Bert Reams Rd is owned and occupied by an individual who bought it in August 2015.
Source: Laurel County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 BERT REAMS RD, LONDON, KY 40741-8693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2015 · Amount on File |
| Deed Sale | Aug 31, 2015 · Amount on File |
| Deed Document Number | 208089 |
| Deed Book / Page | 713 / 220 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 446 Bert Reams Rd was $1,065 with a homeowner's exemption.
Source: Laurel County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Laurel County |
| Unified School District | Laurel County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,065.00 Homeowner's exemption | $186,000 Land $11,000 Building $175,000 | $186,000 Land $11,000 Building $175,000 |
| 2023 | $1,313.00 | $166,000 | $166,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Bert Reams Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Bert Reams Rd is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 88% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LAUREL WATER DISTRICT serves 16,062 people · EPA ID KY0630797 |
|---|---|
| Water Source | Purchased surface water from WOOD CREEK WATER DISTRICT |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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