446 Berberick Rd, Frankfort, NY 13340 Property Records

Herkimer County and Litchfield Town property record for 446 Berberick Rd, Frankfort, NY 13340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1996
Lot Size	6.9 acres (300,564 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Oct 2025)
Tax Bill	$3,290 (2025)
Deeds & Mortgages	Sep 2021 Refinance May 2011 Mortgage + 1 more
APN	`213200 124.4-2-12`

Property Details

APN / Parcel Number

Primary APN	`213200 124.4-2-12`
Alternative APNs	`320012400400020120000000` `171018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	300,564 sqft (6.9 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	788 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	171018
Street Address	446 BERBERICK RD
City	FRANKFORT
State	NY
Zip	13340-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	HERKIMER NY
Township / Civil Division	LITCHFIELD
Census Block Group	3
Census Block	3040
Census Tract	10100

Owner

Source: Herkimer County and Litchfield Town assessment roll, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	272 BRACE RD, WEST WINFIELD, NY 13491-2314
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SOURCE FEDERAL CREDIT UNION
May 16, 2011	Deed of Trust, Mortgage AMERICU CREDIT UNION
Oct 27, 2025	Warranty Deed, Transfer · Conventional Mortgage WAYNE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Apr 30, 2012 · Amount on Record
Deed Document Number	20254657
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	446 BERBERICK RD, FRANKFORT, NY 13340-3827
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020215107
Date	Sep 14, 2021
Instrument	2021-5107

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	446 BERBERICK RD, FRANKFORT, NY 13340-3827
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001397/0000000358
Date	May 16, 2011
Book Page	0000001397/0000000358

Lender

Name	AMERICU CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	176 Months
Due	Jan 1, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Oct 27, 2025
Property Address	446 BERBERICK RD, FRANKFORT, NY 13340-3827
Document Number	RP20254657
Instrument Date	Oct 8, 2025
Instrument	RP2025-4657
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	272 BRACE RD, WEST WINFIELD, NY 13491-2314

Mortgage

Document Number	RP20254658
Date	Oct 27, 2025
Instrument	RP2025-4658

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	8.1%
Type Change Date	Nov 1, 2032
Index	1-Year CMT

Tax Assessment & Valuation

Source: Herkimer County and Litchfield Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Litchfield Town
Unified School District	Mount Markham Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,290.00	$98,700 (-) Land $24,200 Building $74,500	$187,785 (+6.54%) Land $46,043 Building $141,742
2024	$3,290.00 (+4.54%)	$98,700 (-) Land $24,200 Building $74,500	$176,250 (+10.71%) Land $43,214 Building $133,036
2023		$98,700 Land $24,200 Building $74,500	$159,194 Land $39,032 Building $120,162
2020	$3,147.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2011–2013)
Most Recent Claim	Jul 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Berberick Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures