446 Augusta St, Elmore, OH 43416 Property Records

Ottawa County property record for 446 Augusta St, Elmore, OH 43416

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,503 sqft · built 1910
Lot Size	0.238 acres (10,380 sqft)
Owner	Individual Name on Record
Tax Bill	$2,228 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031198-4`

Property Details

APN / Parcel Number

Primary APN	`031198-4`
Alternative APN	`019-02621-03303-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,503 sqft Living Area
Gross Area	2,662 sqft
1st Floor Area	987 sqft
Basement Area	987 sqft
Unfinished Basement	299 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Lot Area	10,380 sqft (0.238 acres)
Lot Dimensions	173 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	120 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	031198-4
Street Address	446 AUGUSTA ST
City	ELMORE
State	OH
Zip	43416-9596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 S 1/2 AVERS
Legal Subdivision	AVERS ADDITION
Legal Lot Number	2
Jurisdiction	OTTAWA OH
Township / Civil Division	HARRIS
Census Block Group	4
Census Block	4026
Census Tract	50900

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 AUGUSTA ST, 10185, ELMORE, OH 43416-9596
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 1992
Deed Sale	Jan 7, 1992
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	446 AUGUSTA ST, ELMORE, OH 43416-9596
Transaction Type	Mortgage
Record Updated	Mar 16, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000308822
Date	Jul 21, 2021
Book Page	1851/332
Instrument	2021-308822

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	33531

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jul 1, 2044

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	446 AUGUSTA ST, ELMORE, OH 43416-9596
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000295179
Date	Jun 5, 2020
Book Page	1773/664
Instrument	202000295179

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Jun 1, 2044

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Harris Township
Municipality	Elmore Village
Unified School District	Woodmore Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,228.00 (+0.13%)	$40,943 (-) Land $9,618 Building $31,325
2024	$2,225.00 (+3.01%)	$40,943 (+17.79%) Land $9,618 Building $31,325	$116,980 (+17.79%) Land $27,480 Building $89,500
2023	$2,160.00 (+6.04%)	$34,759 (-) Land $7,123 Building $27,636
2022	$2,037.00	$34,759 Land $7,123 Building $27,636
2021			$99,310 Land $20,350 Building $78,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1982–2008)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMORE VILLAGE serves 1,421 people · EPA ID OH6200712
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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