York County and Wells Town property record for 446 Atlantic Ave, Wells, ME 04090
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 1,776 sqft · built 1955 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,200,000 (Jun 2026) |
| Tax Bill | $6,917 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Aug 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WLLS M:132 L:54 |
| Primary APN | WLLS M:132 L:54 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 2,828 sqft |
| 1st Floor Area | 888 sqft |
| Basement Area | 888 sqft |
| Unfinished Basement | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 446 ATLANTIC AVE |
|---|---|
| City | WELLS |
| State | ME |
| Zip | 04090-4320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Subdivision | WELS BCH IMPROVEMENT COMPANY S |
| Legal Lot Number | 54 |
| Jurisdiction | WELLS ME |
| Township / Civil Division | WELLS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 34005 |
Source: York County and Wells Town records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 446 ATLANTIC AVE, WELLS, ME 04090-4320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Aug 1, 2025 | Deed of Trust, Mortgage MARGARET A LAVIN |
| Jun 9, 2025 | Deed of Trust, Mortgage JON A ROCHLIS TR |
| Jun 2, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jun 2, 2026 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNION CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on Record |
| Deed Sale | Jun 2, 2026 · Amount on Record |
| Prior Sale | Aug 6, 2015 · Amount on Record |
| Deed Document Number | 2026202618472 |
| Deed Book / Page | 19915 / 748 |
| Prior Transfer Date | May 28, 2026 |
| Prior Transfer Doc | 0199150746 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS ME |
| Property Address | 446 ATLANTIC AVE, WELLS, ME 04090-4320 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0186230579 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 18623/579 |
| Instrument | 2021020554 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS ME |
| Property Address | 446 ATLANTIC AVE, WELLS, ME 04090-4320 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0197100028 |
|---|---|
| Date | Aug 1, 2025 |
| Book Page | 19710/28 |
| Instrument | 2025025366 |
| Name | MARGARET A LAVIN |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS ME |
| Property Address | 446 ATLANTIC AVE, WELLS, ME 04090-4320 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0196740353 |
|---|---|
| Date | Jun 9, 2025 |
| Book Page | 19674/353 |
| Instrument | 2025018034 |
| Name | JON A ROCHLIS TR |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WELLS ME |
| Recording Date | Jun 2, 2026 |
| Property Address | 446 ATLANTIC AVE, WELLS, ME 04090-4320 |
| Document Number | 0199150746 |
| Book / Page | 19915 / 746 |
| Instrument Date | May 28, 2026 |
| Instrument | 202618471 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 ATLANTIC AVE, WELLS, ME 04090-4320 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS ME |
| Recording Date | Jun 2, 2026 |
| Property Address | 446 ATLANTIC AVE, WELLS, ME 04090-4320 |
| Document Number | 0199150748 |
| Book / Page | 19915 / 748 |
| Instrument Date | May 28, 2026 |
| Instrument | 202618472 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 ATLANTIC AVE, WELLS, ME 04090-4320 |
| Date | Jun 2, 2026 |
|---|
| Name | UNION CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: York County and Wells Town assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Wells Town |
| Unified School District | Wells-Ogunquit Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,917.00 (+6.24%) | $1,070,810 (-) Land $687,320 Building $383,490 | |
| 2024 | $6,511.00 (+5.37%) | $1,070,810 (+3.29%) Land $687,320 Building $383,490 | |
| 2023 | $6,179.00 (+3.43%) | $1,036,740 (+81.53%) Land $687,320 Building $349,420 | $2,311,635 |
| 2022 | $5,974.00 | $571,110 Land $403,070 Building $168,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 280 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 345 units insured incl. 65 condo units |
| Nearby Flood Claims | 124 (1991–2024) |
| Claims Outside the SFHA | 9 of 124 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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