Sandoval County property record for 446 Apache Loop SW, Rio Rancho, NM 87124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 923 sqft · built 1986 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,286 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-008-068-381-479 |
| Primary APN | 1-008-068-381-479 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 923 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 12,153 sqft (0.279 acres) |
| Account Number | R047817 |
|---|---|
| Street Address | 446 APACHE LOOP SW |
| City | RIO RANCHO |
| State | NM |
| Zip | 87124-4250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEGAL: SUBD: CEDAR HILLS 6 BLOCK: 3 LOT: 9 |
| Legal Subdivision | CEDAR HILLS 6 |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | SANDOVAL NM |
| Township / Civil Division | RIO RANCHO |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10713 |
Source: Sandoval County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 446 APACHE LOOP SW, RIO RANCHO, NM 87124-4250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 23, 2022 | Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jun 30, 2022 | Warranty Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2022 |
| Deed Sale | Jun 30, 2022 |
| Prior Sale | Jan 28, 2016 |
| Deed Document Number | 202218586 |
| Deed Book / Page | 425 / 18586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDOVAL NM |
| Property Address | 446 APACHE LOOP SW, RIO RANCHO, NM 87124-4250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 446 APACHE LOOP SW, RIO RANCHO, NM 87124-4250 |
| Document Number | 0000024419 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 428/24419 |
| Instrument | 2025024419 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDOVAL NM |
| Property Address | 446 APACHE LOOP SW, RIO RANCHO, NM 87124-4250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 446 APACHE LOOP SW, RIO RANCHO, NM 87124-4250 |
| Document Number | 0000026247 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 425/26247 |
| Instrument | 2022026247 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANDOVAL NM |
| Recording Date | Jun 30, 2022 |
| Property Address | 446 APACHE LOOP SW, RIO RANCHO, NM 87124-4250 |
| Document Number | 0000018586 |
| Book / Page | 425 / 18586 |
| Map Reference | MB 04 FO 13&14 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 2022018586 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 APACHE LOOP SW, RIO RANCHO, NM 87124-4250 |
Source: Sandoval County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Sandoval County |
| Municipality | Rio Rancho City |
| Unified School District | Rio Rancho Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,712 (+3%) Land $16,418 Building $61,294 | $233,138 (+3%) Land $49,255 Building $183,883 | |
| 2025 | $2,286.00 (-5.65%) Homeowner's exemption Veteran's exemption | $75,449 (+6.09%) Land $17,000 Building $58,449 | $226,348 (+6.09%) Land $51,000 Building $175,348 |
| 2024 | $2,423.00 (+1.81%) | ||
| 2023 | $2,380.00 Veteran's exemption | $71,119 Land $17,000 Building $54,119 | $213,356 Land $51,000 Building $162,356 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 99.6% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIO RANCHO WATER & WW SERVICES serves 107,350 people · EPA ID NM3509623 |
|---|---|
| Water Source | Purchased surface water from ALBUQUERQUE WATER SYSTEM |
| Last State Inspection | Mar 2022 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Mar 2026 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Sparklight Cable | 1,000 / 50 |
| NMSurf Fixed Wireless | 200 / 50 |
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