Bergen County and Ridgewood Village property record for 446 Alpine Ter, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,674 sqft · built 1925 |
| Lot Size | 0.262 acres (11,413 sqft) |
| Owner | Individual Name on File |
| Last Sale | $790,000 (Aug 2022) |
| Tax Bill | $20,166 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Apr 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-01608-0000-00013 |
| Primary APN | 51-01608-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,674 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 11,413 sqft (0.262 acres) |
| Lot Dimensions | 100 ft deep x 108 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 446 ALPINE TER |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-1406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .262 AC |
| Legal Block | 1608 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 47200 |
446 Alpine Ter is owned and occupied by an individual who bought it in August 2022.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 ALPINE TER, RIDGEWOOD, NJ 07450-1406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage TD BANK NA |
| Apr 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC STEWARDSHIP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2022 · Amount on File |
| Deed Sale | Aug 23, 2022 · Amount on File |
| Prior Sale | Jul 16, 1992 · Amount on File |
| Deed Document Number | 202283781 |
| Deed Book / Page | 4783 / 742 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 23, 2022 |
| Property Address | 446 ALPINE TER, RIDGEWOOD, NJ 07450-1406 |
| Document Number | 0047830742 |
| Book / Page | 4783 / 742 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 2022083781 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,412.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 LOWER NOTCH RD, 10, WOODLAND PARK, NJ 07424-2275 |
| Name | Verified Name |
|---|---|
| Address | 446 ALPINE TER, RIDGEWOOD, NJ 07450-1406 |
| Document Number | 2022083782 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2022083782 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 446 ALPINE TER, RIDGEWOOD, NJ 07450-1406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032211852 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 3221/1852 |
| Instrument | 2019-023697.01 |
| Name | ATLANTIC STEWARDSHIP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 446 Alpine Ter was $20,166, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $697,800 (-) Land $352,200 Building $345,600 | $697,800 (-) Land $352,200 Building $345,600 | |
| 2025 | $20,166.00 (+0.73%) | $697,800 Land $352,200 Building $345,600 | $697,800 Land $352,200 Building $345,600 |
| 2024 | $20,019.00 | ||
| 2023 | $697,800 Land $352,200 Building $345,600 | $697,800 Land $352,200 Building $345,600 | |
| 2022 | $19,070.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Alpine Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Alpine Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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