446 Algaroba Loop, Buda, TX 78610 Property Records

Hays County property record for 446 Algaroba Loop, Buda, TX 78610

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,685 sqft · built 2020
Lot Size	0.171 acres (7,453 sqft)
Owner	Individual Name on File
Last Sale	$355,500 (Apr 2021)
Tax Bill	$11,661 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`118410000H005002`

Property Details

APN / Parcel Number

Primary APN	`118410000H005002`
Alternative APN	`R163268`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,685 sqft Living Area
Gross Area	3,269 sqft
1st Floor Area	1,563 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,453 sqft (0.171 acres)
Garage Type	Attached
Garage Area	394 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R163268
Street Address	446 ALGAROBA LOOP
City	BUDA
State	TX
Zip	78610-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNFIELD PHASE 3 SEC 3, BLOCK H, LOT 5
Legal Subdivision	SUNFIELD PHASE THREE SEC THREE
Legal Phase	3
Legal Block	H
Legal Lot Number	5
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	2
Census Block	2017
Census Tract	10923

Owner

446 Algaroba Loop is owned and occupied by an individual who bought it in April 2021.

Source: Hays County records, as of March 30, 2026

Owner of Record	Individual Name on File
Mailing Address	446 ALGAROBA LOOP, BUDA, TX 78610-2229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Vendor's Lien, Transfer · FHA Mortgage INTERLINC MORTGAGE SERVICES LLC
Apr 6, 2020	Grant Deed, Transfer BEDROCK TITLE COMPANY LLC, BEDROCK TITLE CO LLC
Apr 3, 2020	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on File
Deed Sale	Apr 1, 2021 · Amount on File
Deed Document Number	202116441
Record Updated	Jun 8, 2026

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Apr 1, 2021
Property Address	446 ALGAROBA LOOP, BUDA, TX 78610-2229
Document Number	0000016441
Map Reference	DOC 18041005
Instrument Date	Mar 31, 2021
Instrument	21016441
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	BEAROCK TITLE, BEDROCK TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2401 FOUNTAIN VIEW DR STE 215, 2401, HOUSTON, TX 77057-4804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 ALGAROBA LOOP, BUDA, TX 78610-2229

Mortgage

Document Number	0000016442
Date	Apr 1, 2021
Instrument	21016442

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAYS TX
Recording Date	Apr 6, 2020
Property Address	446 ALGAROBA LOOP, BUDA, TX 78610-2229
Document Number	0000013280
Instrument Date	Apr 6, 2020
Instrument	13280
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	BEDROCK TITLE COMPANY LLC, BEDROCK TITLE CO LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	7670 WOODWAY DR #300 HOUSTON TX 770631520, 300, HOUSTON, TX 77063-1520

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAYS TX
Property Address	446 ALGAROBA LOOP, BUDA, TX 78610-2229
Document Number	0000013281
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2401 FOUNTAIN VIEW DR #215 HOUSTON TX 770574804, 215, HOUSTON, TX 77057-4804

Mortgage

Document Number	0000013281
Date	Apr 6, 2020
Instrument	13281

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1445 ROSS AVE # 48TH, DALLAS, TX 75202-2711

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hays County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$479,539 Land $84,960 Building $394,579	$479,539 Land $84,960 Building $394,579
2024	$11,661.00
2023		$523,170 Land $97,000 Building $426,170	$523,170 Land $97,000 Building $426,170
2022	$14,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Algaroba Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Algaroba Loop is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOFORTH SUD serves 34,893 people · EPA ID TX1050019
Water Source	Purchased surface water from GBRA IH-35 TRANSMISSION MAIN
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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