446 Alder St, Lyndhurst, NJ 07071 Property Records

Bergen County and Lyndhurst Township property record for 446 Alder St, Lyndhurst, NJ 07071

Property Summary

Property Type	Single Family Home
Details	1,140 sqft · built 1926
Lot Size	0.08 acres (3,498 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (Feb 2026)
Tax Bill	$9,191 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00120-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`32-00120-0000-00003`
Alternative APNs	`320012000003` `00289400`

Interior

Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	3,498 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 35 ft wide
Garage Type	Basement

Location & Zoning

Account Number	00289400
Street Address	446 ALDER ST
City	LYNDHURST
State	NJ
Zip	07071-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	35X100
Legal Subdivision	WALTER VANDENBURGH
Legal Block	120
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	LYNDHURST
Census Block Group	6
Census Block	6008
Census Tract	31300

Owner

Source: Bergen County and Lyndhurst Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 ALDER ST, LYNDHURST, NJ 07071-2302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage LADERA LENDING INC
Sep 9, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2026 · Amount on Record
Deed Sale	Feb 26, 2026 · Amount on Record
Prior Sale	Sep 9, 2021
Deed Document Number	202612050
Deed Book / Page	5731 / 633
Prior Transfer Date	Aug 21, 2006
Prior Transfer Doc	9136000047
Record Updated	Oct 29, 2026

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 26, 2026
Property Address	446 ALDER ST, LYNDHURST, NJ 07071-2302
Document Number	0057310633
Book / Page	5731 / 633
Instrument Date	Dec 2, 2025
Instrument	2026012050
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	ELITE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13720 SUMMIT COMMONS BLVD, CHARLOTTE, NC 28277-1480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 ALDER ST, LYNDHURST, NJ 07071-2302

Mortgage

Document Number	2026012051
Date	Feb 26, 2026
Instrument	2026012051

Lender

Name	LADERA LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2056

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 9, 2021
Property Address	446 ALDER ST, LYNDHURST, NJ 07071-2302
Document Number	0043661943
Book / Page	4366 / 1943
Instrument Date	Jul 27, 2021
Instrument	2021142288
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,243.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 WILSON AVE, 450, LYNDHURST, NJ 07071-3302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 ALDER ST, LYNDHURST, NJ 07071-2302

Mortgage

Document Number	2021142289
Date	Sep 9, 2021
Instrument	2021142289

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Lyndhurst Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Lyndhurst Township
Unified School District	Lyndhurst Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,100 (+4.6%) Land $290,000 Building $142,100	$432,100 (+4.6%) Land $290,000 Building $142,100
2025	$9,191.00 (+7.84%)	$413,100 (+3.51%) Land $278,500 Building $134,600	$413,100 (+3.51%) Land $278,500 Building $134,600
2024	$8,523.00 (+7.7%)
2023		$399,100 Land $267,500 Building $131,600	$399,100 Land $267,500 Building $131,600
2022	$7,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDHURST WATER DEPARTMENT serves 22,000 people · EPA ID NJ0232001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Xfinity.

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