Stearns County property record for 446 7th St NE, Melrose, MN 56352
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,897 sqft · built 1988 |
| Lot Size | 0.555 acres (24,192 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Nov 2020) |
| Tax Bill | $4,436 (2026) |
| Deeds & Mortgages | Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 66-37010-0055 |
| Primary APN | 66-37010-0055 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,897 sqft Living Area |
| Gross Area | 2,576 sqft |
| 1st Floor Area | 1,194 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,192 sqft (0.555 acres) |
| Garage Type | Attached |
| Garage Area | 966 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 446 7TH ST NE |
|---|---|
| City | MELROSE |
| State | MN |
| Zip | 56352-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 009 BLK 001 MELROSE HIGHLANDS PLAT II SECTION 34 TOWNSHIP 126 RANGE 033 SECTION 34 TOWNSHIP 126 RANGE 033 |
| Legal Range | 33W |
| Legal Township | 126 |
| Legal Section | 34 |
| Legal Subdivision | MELROSE HIGHLANDS PLAT II |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | MELROSE |
| Census Block Group | 3 |
| Census Block | 3077 |
| Census Tract | 10600 |
446 7th St NE is owned and occupied by an individual who bought it in November 2020.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 7TH ST NE, MELROSE, MN 56352-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2020 · Amount on File |
| Deed Sale | Nov 16, 2020 · Amount on File |
| Prior Sale | Aug 5, 2016 · Amount on File |
| Deed Document Number | 20201586068 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 16, 2020 |
| Property Address | 446 7TH ST NE, MELROSE, MN 56352-2204 |
| Document Number | 00A1586068 |
| Instrument Date | Nov 5, 2020 |
| Instrument | A1586068 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 446 7TH ST NE, MELROSE, MN 56352-2204 |
The 2026 property tax bill for 446 7th St NE was $4,436 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Melrose City |
| Unified School District | Melrose Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,436.00 | ||
| 2025 | $411,200 Land $42,200 Building $369,000 | $411,200 Land $42,200 Building $369,000 | |
| 2023 | $3,896.00 | $399,500 Land $35,100 Building $364,400 | $399,500 Land $35,100 Building $364,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 7th St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 7th St NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Melrose serves 3,886 people · EPA ID MN1730016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Arvig Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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