446 6th St, Rochester, MI 48307 Property Records

Oakland County property record for 446 6th St, Rochester, MI 48307

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 2 ba · 1,777 sqft · built 1901
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Aug 2026)
Tax Bill	$8,771 (2025)
Deeds & Mortgages	Aug 2026 Sale Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`68-15-10-477-032`

Property Details

APN / Parcel Number

Primary APN	`68-15-10-477-032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,777 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	162 ft deep x 60 ft wide
Porch	Slab
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal

Location & Zoning

Street Address	446 6TH ST
City	ROCHESTER
State	MI
Zip	48307-1400
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	BI
Legal Description	T3N, R11E, SEC 10 SPRAGUE'S ADD LOT 45, ALSO PART OF W 1/2 OF SE 1/4 BEG AT NW COR OF LOT 45 LOC S 87-00-00 W 1483 FT & N 02-30-00 W 499 FT & N 86-00-00 E 33 FT FROM SE SEC COR, TH N 86-00-00 E 60 FT, TH N 02-30-00 W 52.85 FT ALG EXT OF E LINE OF LOT
Legal Range	11E
Legal Township	03N
Legal Section	10
Legal Subdivision	SPRAGUE'S ADD
Legal Lot Number	45
Jurisdiction	OAKLAND MI
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1013
Census Tract	191100

Owner

Source: Oakland County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 OAK ST, ROCHESTER, MI 48307-1929
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer SOUTHERN SHORES TITLE, SHORES TITLE
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 22, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Apr 21, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Prior Sale	Apr 22, 2020 · Amount on Record
Deed Document Number	2026124762
Deed Book / Page	61479 / 544
Prior Transfer Date	Mar 10, 1997
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 20, 2026
Property Address	446 6TH ST, ROCHESTER, MI 48307-1400
Document Number	0000124762
Book / Page	61479 / 544
Instrument Date	Aug 12, 2026
Instrument	2026124762
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	SOUTHERN SHORES TITLE, SHORES TITLE

Transaction

Amount	Amount Recorded
Tax	$549,187.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 OAK ST, ROCHESTER, MI 48307-1929

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	446 6TH ST, ROCHESTER, MI 48307-1400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124405
Date	Jun 25, 2020
Book Page	54409/459
Instrument	124405

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.17%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.17%
Index	1-Year LIBOR
Max Rate	8.17%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 22, 2020
Property Address	446 6TH ST, ROCHESTER, MI 48307-1400
Document Number	0000081974
Book / Page	054122 / 000175
Instrument Date	Apr 1, 2020
Instrument	81974
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$5,160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27275 MOUND RD WARREN MI 480924554, WARREN, MI 48092-4554

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 21, 2020
Property Address	446 6TH ST, ROCHESTER, MI 48307-1400
Document Number	0000081045
Book / Page	054114 / 000376
Instrument Date	Apr 1, 2020
Instrument	81045
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3155 ORION RD OAKLAND MI 483632921, OAKLAND, MI 48363-2921

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Rochester City
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,771.00 (-22.7%)	$254,240 (+5%)	$508,480 (+5%)
2024	$11,347.00 (-17.23%)
2023		$242,130	$484,260
2021	$13,709.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 7,130 people · EPA ID MI0005720
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile, Verizon.

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