446 4th St, Walcott, ND 58077 Property Records

Richland County property record for 446 4th St, Walcott, ND 58077 · Last verified July 2026

Property Summary

Property Type	Commercial
Lot Size	0.344 acres (15,000 sqft)
Owner	Company Name on File
Last Sale	$167,000 (Dec 2020)
Tax Bill	$2,612 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37000100162000`

Property Details

APN / Parcel Number

Primary APN	`37000100162000`

Exterior

Lot Area	15,000 sqft (0.344 acres)

Location & Zoning

Street Address	446 4TH ST
City	WALCOTT
State	ND
Zip	58077-4041
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	WALCOTT VILL: LOTS 2-3 BLK-8
Legal Subdivision	WALCOTT
Legal Block	8
Legal Lot Number	2-3
Jurisdiction	RICHLAND ND
Township / Civil Division	WALCOTT
Census Block Group	1
Census Block	1167
Census Tract	970700

Owner

Source: Richland County records · APN 37000100162000

Assessment roll updated April 24, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1100 19TH AVE N, J128, FARGO, ND 58102-5906
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Line of Credit GATE CITY BANK
Dec 31, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan GATE CITY BANK
Dec 04, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage GATE CITY BANK
Apr 22, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 04, 2020 · Amount on Record
Deed Sale	Dec 04, 2020 · Amount on Record
Prior Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	2020369966
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND ND
Recording Date	Jun 11, 2026
Property Address	446 4TH ST, WALCOTT, ND 58077-4041
Document Number	0000387502
Instrument Date	May 19, 2026
Instrument	2026387502
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1100 19TH AVE N, FARGO, ND 58102-5906

Mortgage

Document Number	0000387502,
Date	Jun 11, 2026
Instrument	2026387502

Lender

Name	GATE CITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 19, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND ND
Property Address	446 4TH ST, WALCOTT, ND 58077-4041
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 19TH AVE N J128, J128, FARGO, ND 58102-5906

Mortgage

Document Number	0000386168
Date	Dec 31, 2025
Instrument	386168

Lender

Name	GATE CITY BANK
Type	Bank
Address	MOORHEAD, MN 56560

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	61 Months
Due	Jan 02, 2031

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND ND
Recording Date	Dec 04, 2020
Property Address	446 4TH ST, WALCOTT, ND 58077-4041
Document Number	369966
Instrument Date	Dec 04, 2020
Instrument	369966
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	TRN ABSTRACT AND TITLE, TRN ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 19TH AVE N, FARGO, ND 58102-5906

Mortgage

Document Number	369967
Date	Dec 04, 2020
Instrument	369967

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 15, 2025

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND ND
Recording Date	Apr 22, 2019
Property Address	446 4TH ST, WALCOTT, ND 58077-4041
Document Number	364328
Instrument Date	Apr 18, 2019
Instrument	364328
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 4TH ST, WALCOTT, ND 58077-4041

Mortgage

Document Number	364329
Date	Apr 22, 2019
Instrument	364329

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated April 24, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Richland County
Municipality	Walcott City
Unified School District	Kindred Public School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,612.00 (+0.97%)	$87,350 (-) Land $6,900 Building $80,450	$174,700 (-) Land $13,800 Building $160,900
2024	$2,587.00 (+4.86%)	$87,350 (-) Land $6,900 Building $80,450	$174,700 (-) Land $13,800 Building $160,900
2023	$2,467.00	$87,350 Land $6,900 Building $80,450	$174,700 Land $13,800 Building $160,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (38077C), updated March 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380779707001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	36 (1979–2013)
Claims Outside the SFHA	16 of 36
Most Recent Claim	Jun 2013, river or lake flooding
Claims By Storm	Flooding, May 2011 · 9 claims Severe Storms And Flooding, Jun 2009 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Polar Communication Mutual Aid	Fiber	1,000 / 1,000
Midcontinent Communications	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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