446 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 446 4th St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,338 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$138,000 (Jul 2023)
Tax Bill	$4,701 (2026)
Deeds & Mortgages	May 2024 Refinance Jul 2023 Sale & Mortgage
APN	`381700 112.29-5-11`

Property Details

APN / Parcel Number

Primary APN	`381700 112.29-5-11`
Alternative APN	`0902190`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,338 sqft Total Area
1st Floor Area	1,169 sqft
2nd Floor Area	1,169 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Porch	Porch
Porch Area	210 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0902190
Street Address	446 4TH ST
City	TROY
State	NY
Zip	12180-5365
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU1
Legal Description	2 STY BK HSE 51-11/65
Legal Block	5
Legal Lot Number	11.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	4
Census Block	4012
Census Tract	40900

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	144 FAIRVIEW AVE, PEARL RIVER, NY 10965-2211
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 28, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MEANS DOMINIC FIN LLC
Jul 11, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ROBERT J DURIVAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Oct 23, 2000 · Amount on Record
Deed Document Number	2023629598
Deed Book / Page	10430 / 107
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	446 4TH ST, TROY, NY 12180-5365
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106800231
Date	May 28, 2024
Book Page	10680/231
Instrument	2024-642159

Lender

Name	MEANS DOMINIC FIN LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 11, 2023
Property Address	446 4TH ST, TROY, NY 12180-5365
Document Number	0104300107
Book / Page	10430 / 107
Instrument Date	Jul 6, 2023
Instrument	2023-629598
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 FAIRVIEW AVE, PEARL RIVER, NY 10965-2211

Mortgage

Document Number	2023629599
Date	Jul 11, 2023
Instrument	2023-629599

Lender

Name	ROBERT J DURIVAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,701.00 (+11.98%)
2025	$4,198.00 (+18.82%)	$78,000 (-) Land $8,800 Building $69,200	$133,600 (+19.93%) Land $15,073 Building $118,527
2023		$78,000 (-) Land $8,800 Building $69,200	$111,400 (+8.54%) Land $12,568 Building $98,832
2022	$3,533.00	$78,000 Land $8,800 Building $69,200	$102,632 Land $11,579 Building $91,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	6 (1979–2005)
Most Recent Claim	Jun 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

Nearby Properties on 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures