446 43rd St, Oakland, CA 94609 Property Records

Alameda County property record for 446 43rd St, Oakland, CA 94609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1908
Lot Size	0.078 acres (3,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,525,000 (Jun 2021)
Tax Bill	$22,968 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-1098-13`

Property Details

APN / Parcel Number

Primary APN	`13-1098-13`
Alternative APN	`013-1098-013-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,400 sqft (0.078 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	446 43RD ST
City	OAKLAND
State	CA
Zip	94609-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00013 BLK: AR: 0013 PAGE: 1098
Legal Subdivision	LINDEN HOMESTEAD
Legal Tract	761
Legal Block	E
Legal Lot Number	43
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1011
Census Tract	401100

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	446 43RD ST, OAKLAND, CA 94609-2138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 25, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Aug 22, 2019	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Oct 11, 2016 · Amount on Record
Deed Document Number	2021225219
Prior Transfer Date	Mar 18, 1999
Prior Transfer Doc	0000128024
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 23, 2021
Property Address	446 43RD ST, OAKLAND, CA 94609-2138
Document Number	0000225219
Map Reference	MB 2 PG 7
Instrument Date	Mar 17, 2021
Instrument	2021225219
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,552.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	446 43RD ST, OAKLAND, CA 94609-2138

Mortgage

Document Number	0000225220
Date	Jun 23, 2021
Instrument	2021225220

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	446 43RD ST, OAKLAND, CA 94609-2138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 43RD ST, OAKLAND, CA 94609-2138

Mortgage

Document Number	0000248724
Date	Sep 25, 2020
Instrument	2020248724

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	446 43RD ST, OAKLAND, CA 94609-2138
Document Number	0000073039
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	446 43RD ST OAKLAND CA 946092138, OAKLAND, CA 94609-2138

Mortgage

Document Number	0000073039
Date	Apr 1, 2020
Instrument	73039

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	446 43RD ST, OAKLAND, CA 94609-2138
Document Number	0000169034
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	446 43RD ST OAKLAND CA 946092138, OAKLAND, CA 94609-2138

Mortgage

Document Number	0000169034
Date	Aug 28, 2019
Instrument	169034

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,676,691 (+1.58%) Land $505,107 Building $1,178,584
2025	$22,968.00 (-2.18%) Homeowner's exemption	$1,650,690 (+4.04%) Land $495,207 Building $1,155,483
2023	$23,481.00	$1,586,610 Land $475,983 Building $1,110,627	$1,573,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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