446 3rd Ave, Watervliet, NY 12189 Property Records

Albany County and Watervliet City property record for 446 3rd Ave, Watervliet, NY 12189

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 3,086 sqft · built 1911
Lot Size	0.128 acres (5,600 sqft)
Owner	Company Name on File
Last Sale	$136,000 (Apr 2017)
Tax Bill	$5,842 (2026)
Deeds & Mortgages	Apr 2017 Sale Apr 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011800 44.50-2-20`

Property Details

APN / Parcel Number

Primary APN	`011800 44.50-2-20`
Alternative APNs	`180004405000020200000000` `04405000020200000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,086 sqft Total Area
1st Floor Area	1,536 sqft
2nd Floor Area	1,550 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	5,600 sqft (0.128 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Patio Area	360 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04405000020200000000
Street Address	446 3RD AVE
City	WATERVLIET
State	NY
Zip	12189-3807
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU1
Legal Subdivision	NY PROPOSED SAUBDIVISION
Legal Block	2
Legal Lot Number	20.000
Jurisdiction	ALBANY NY
Township / Civil Division	WATERVLIET
Census Block Group	3
Census Block	3015
Census Tract	13400

Owner

446 3rd Ave, a duplex, is owned by a company that bought it in April 2017.

Source: Albany County and Watervliet City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	446 3RD AVE, WATERVLIET, NY 12189-3807
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2017	Warranty Deed, Transfer
Apr 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2017 · Amount on File
Deed Sale	Apr 18, 2017 · Amount on File
Prior Sale	Apr 18, 2017 · Amount on File
Deed Document Number	20178939
Prior Transfer Date	Feb 17, 2017
Prior Transfer Doc	0000008937
Record Updated	Oct 29, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Apr 18, 2017
Property Address	446 3RD AVE, WATERVLIET, NY 12189-3807
Document Number	0000008939
Instrument Date	Apr 14, 2017
Instrument	8939
Transaction Type	Transfer
Record Updated	Jul 24, 2017

Transaction

Amount	Amount on Record
Tax	$544.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	446 3RD AVE WATERVLIET NY 121893807, WATERVLIET, NY 12189-3807

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBANY NY
Recording Date	Apr 18, 2017
Property Address	446 3RD AVE, WATERVLIET, NY 12189-3807
Document Number	0000008937
Instrument Date	Feb 17, 2017
Instrument	8937
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 3RD AVE WATERVLIET NY 121893807, WATERVLIET, NY 12189-3807

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBANY NY
Recording Date	Apr 18, 2017
Property Address	446 3RD AVE, WATERVLIET, NY 12189-3807
Document Number	0000008938
Instrument Date	Feb 17, 2017
Instrument	8938
Transaction Type	Transfer
Record Updated	Jul 24, 2017

Transaction

Amount	Amount on Record
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 3RD AVE WATERVLIET NY 121893807, WATERVLIET, NY 12189-3807

Tax Assessment & Valuation

The 2026 property tax bill for 446 3rd Ave was $5,842.

Source: Albany County and Watervliet City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Watervliet City
Unified School District	Watervliet City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,842.00
2025		$138,500 Land $31,600 Building $106,900	$235,464 Land $53,723 Building $181,741
2023		$138,500 Land $31,600 Building $106,900	$199,281 Land $45,468 Building $153,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 3rd Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVLIET CITY serves 9,889 people · EPA ID NY0110127
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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