446 2nd St NE, Garrison, ND 58540 Property Records

McLean County property record for 446 2nd St NE, Garrison, ND 58540

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 512 sqft · built 1920
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$716,970 (Oct 2022)
Tax Bill	$488 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75 1602 00022 000`

Property Details

APN / Parcel Number

Primary APN	`75 1602 00022 000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	512 sqft Living Area
Basement Area	256 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	446 2ND ST NE
City	GARRISON
State	ND
Zip	58540-7331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W2 LOT 8 BLK 4
Legal Subdivision	PANKRATZ 2ND ADDN
Legal Block	4
Legal Lot Number	8
Jurisdiction	MCLEAN ND
Township / Civil Division	GARRISON
Census Block Group	3
Census Block	3415
Census Tract	961001

Owner

Source: McLean County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3888D 14TH ST NW, GARRISON, ND 58540-2303
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit BNC NATIONAL BANK
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit BNC NATIONAL BANK
Jan 14, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Oct 3, 2022 · Amount on Record
Deed Document Number	20223408140
Prior Transfer Date	Sep 21, 2022
Prior Transfer Doc	0003408131
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Property Address	446 2ND ST NE, GARRISON, ND 58540-7331
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003406518
Date	Mar 22, 2022
Instrument	3406518

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GARRISON, ND 58540

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 5, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Property Address	446 2ND ST NE, GARRISON, ND 58540-7331
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003408582
Date	Dec 2, 2022
Instrument	3408582

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GARRISON, ND 58540

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Dec 5, 2029

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN ND
Recording Date	Jan 14, 2020
Property Address	446 2ND ST NE, GARRISON, ND 58540-7331
Document Number	0003399779
Instrument Date	Jan 10, 2020
Instrument	3399779
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	210 5TH AVE NE, GARRISON, ND 58540-7302

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McLean County
Municipality	Garrison City
Unified School District	Garrison Public School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$488.00 (+5.17%)	$17,800 (+7.88%) Land $1,600 Building $16,200	$35,600 (+7.88%) Land $3,200 Building $32,400
2023	$464.00	$16,500 Land $1,600 Building $14,900	$33,000 Land $3,200 Building $29,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRISON RURAL WATER DISTRICT private · serves 1,805 people · EPA ID ND2801430
Water Source	Purchased surface water from CITY OF GARRISON
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Reservation Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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