446 23rd St N, Springfield Township (Battle Creek), MI 49037 Property Records

Calhoun County property record for 446 23rd St N, Springfield Township, MI 49037

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 875 sqft · built 1915
Lot Size0.244 acres (10,629 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Jun 2023)
Tax Bill$1,981 (2025)
Deeds & MortgagesFeb 2025 Mortgage
Dec 2005 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN54-160-043-00

Property Details

APN / Parcel Number

Primary APN54-160-043-00
Alternative APN
  • 13-54-160-043-00

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area875 sqft Living Area
1st Floor Area500 sqft
Basement Area500 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Lot Area10,629 sqft (0.244 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address446 23RD ST N
CitySPRINGFIELD
StateMI
Zip49037-7806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionSP CITY, POST LAND CO 1, LOTS 9, 10 & 11, BLK 3
Legal SubdivisionPOST LAND CO 1
Legal Block3
Legal Lot Number9-11
JurisdictionCALHOUN MI
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1013
Census Tract1300

Owner

446 23rd St N is owned and occupied by an individual who bought it in June 2023.

Source: Calhoun County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address446 23RD ST N, SPRINGFIELD, MI 49037-7806
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2025Deed of Trust, Mortgage · FHA Mortgage
OUTAMATION INC
Dec 12, 2005Deed of Trust, Mortgage · Conventional Mortgage
CHASE BANK USA NA
Dec 12, 2005Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CHASE BANK USA NA
Jun 8, 2005Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK
Jun 29, 2023Warranty Deed, Transfer · FHA Mortgage
NEIGHBORHOOD LOANS
Oct 30, 2017Warranty Deed, Transfer
Mar 12, 2013Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2023 · Amount on File
Deed SaleJun 29, 2023 · Amount on File
Prior SaleOct 30, 2017 · Amount on File
Deed Book / Page4756 / 84
Prior Transfer DateMar 11, 2013
Prior Transfer Doc03781/0971
Record UpdatedOct 29, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALHOUN MI
Property Address446 23RD ST N, SPRINGFIELD, MI 49037-7806
Transaction TypeMortgage
Record UpdatedJun 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 23RD ST N, SPRINGFIELD, MI 49037-7806

Mortgage

Document Number0004886/92
DateFeb 12, 2025
Book Page4886/92
Lender
NameOUTAMATION INC
TypeNon-Lending Institution
AddressPOMPANO BEACH, FL 33067
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term341 Months
DueJul 1, 2053

December 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALHOUN MI
Property Address446 23RD ST N, SPRINGFIELD, MI 49037-7806
Transaction TypeMortgage
Record UpdatedJun 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number03079/0878
DateDec 12, 2005
Book Page3079/0878
Lender
NameCHASE BANK USA NA
TypeBank
Address200 WHITE CLAY CENTER DR, NEWARK, DE 19711
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2035
Interest
Rate TypeAdjustable Rate
Rate6.2%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
IndexLIBOR

December 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALHOUN MI
Property Address446 23RD ST N, SPRINGFIELD, MI 49037-7806
Transaction TypeMortgage
Record UpdatedJun 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number03079/0897
DateDec 12, 2005
Book Page3079/0897
Lender
NameCHASE BANK USA NA
TypeBank
Address200 WHITE CLAY CENTER DR, NEWARK, DE 19711
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueDec 1, 2020

June 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALHOUN MI
Property Address446 23RD ST N, SPRINGFIELD, MI 49037-7806
Transaction TypeMortgage
Record UpdatedJun 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02995/0955
DateJun 8, 2005
Book Page2995/0955
Lender
NameTCF NATIONAL BANK
TypeBank
Address401 E LIBERTY ST, ANN ARBOR, MI 48104
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMay 31, 2020
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALHOUN MI
Recording DateJun 29, 2023
Property Address446 23RD ST N, SPRINGFIELD, MI 49037-7806
Document Number0004756/84
Book / Page4756 / 84
Map ReferenceLB 5 PG 8
Instrument DateJun 19, 2023
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyDEVON TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10928 SOUTH DR, PLAINWELL, MI 49080-9038

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 23RD ST N, SPRINGFIELD, MI 49037-7806

Mortgage

Document Number0047560087
DateJun 29, 2023
Instrument4756-0087
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

Mortgage

Document Number0004756/97
DateJun 29, 2023
Book Page4756/97
Lender
NameMICHIGAN STATE HOUSING DEV AUTHORITY
TypeGovernment Agency
AddressLANSING, MI 48912
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALHOUN MI
Recording DateOct 30, 2017
Property Address446 23RD ST N, SPRINGFIELD, MI 49037-7806
Document Number04183/0059
Book / Page4183 / 0059
Map ReferenceLB5 PG8
Instrument DateOct 16, 2017
Instrument4183-0059
Transaction TypeTransfer
Record UpdatedJun 23, 2026

Transaction

AmountAmount on Record
Tax$172.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22930 WEATHER VANE CT, MENDON, MI 49072

Transferred To (Grantee/Buyer)

NameVerified Name
Address8266 W 0 AVE, KALAMAZOO, MI 49009
InvestorPossibly a Property Investor

March 2013: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALHOUN MI
Recording DateMar 12, 2013
Property Address446 23RD ST N, SPRINGFIELD, MI 49037-7806
Document Number03781/0971
Book / Page3781 / 0971
Instrument DateMar 11, 2013
Transaction TypeTransfer
Record UpdatedJun 23, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address446 23RD ST N, SPRINGFIELD, MI 49037-7806

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 23RD ST N, SPRINGFIELD, MI 49037-7806

Tax Assessment & Valuation

The 2025 property tax bill for 446 23rd St N was $1,981 with a homeowner's exemption, down 0.5% from the year before.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCalhoun County
MunicipalitySpringfield City
Unified School DistrictBattle Creek Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,108 (+2.93%)
2025$1,981.00 (-0.5%) Homeowner's exemption$38,965$80,216 (+2.93%)
2024$1,991.00$77,930 (+10.94%)
2023$35,122$70,244
2022$1,426.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 446 23rd St N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 23rd St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 3,833 people · EPA ID MI0006240
Water SourcePurchased groundwater from BATTLE CREEK - VERONA SYSTEM
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Mercury Fiber, Metronet, Verizon.

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