Orange County and Newburgh City property record for 446 1st St, Newburgh, NY 12550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,225 sqft · built 1925 |
| Lot Size | 0.128 acres (5,591 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Jan 2023) |
| Tax Bill | $9,368 (2024) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 331100 20-3-34 |
| Primary APN | 331100 20-3-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,225 sqft Living Area |
| Gross Area | 1,365 sqft |
| 1st Floor Area | 679 sqft |
| 2nd Floor Area | 546 sqft |
| Game Room | Game Room |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,591 sqft (0.128 acres) |
| Lot Dimensions | 160 ft deep x 35 ft wide |
| View / Lot | Urban |
| Porch | Covered Porch |
| Porch Area | 140 sqft |
| Patio Area | 133 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 112600 |
|---|---|
| Street Address | 446 FIRST ST |
| City | CITY OF NEWBURGH |
| State | NY |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | FKA 448 FIRST ST |
| Legal Block | 3 |
| Legal Lot Number | 34.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | NEWBURGH |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 302 |
446 1st St is owned by two individuals who bought it in January 2023.
Source: Orange County and Newburgh City records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 359 3RD ST, 2, NEWBURGH, NY 12550-4730 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2023 | Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jul 11, 2017 | Deed of Trust, Mortgage TWG FEDERAL CREDIT UNION |
| Oct 25, 2018 | Grant Deed, Transfer · Conventional Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2023 · Amount on File |
| Deed Sale | Jan 24, 2023 · Amount on File |
| Prior Sale | Oct 25, 2018 · Amount on File |
| Deed Document Number | 20235495 |
| Deed Book / Page | 15368 / 1702 |
| Prior Transfer Date | Sep 10, 1998 |
| Prior Transfer Doc | 4871000091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Jan 24, 2023 |
| Property Address | 446 1ST ST, NEWBURGH, NY 12550-4202 |
| Document Number | 0000005495 |
| Book / Page | 15368 / 1702 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 20230005495 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 359 3RD ST # 2, 2, NEWBURGH, NY 12550-4730 |
| Document Number | 0000005496 |
|---|---|
| Date | Jan 24, 2023 |
| Instrument | 20230005496 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 446 1ST ST, NEWBURGH, NY 12550-4202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000047685 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 0000014255/0000001863 |
| Instrument | 20170047685 |
| Name | TWG FEDERAL CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Oct 25, 2018 |
| Property Address | 446 1ST ST, NEWBURGH, NY 12550-4202 |
| Document Number | 0000076160 |
| Book / Page | 014478 / 001060 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 76160 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 STONY BROOK RD FISHKILL NY 125242986, FISHKILL, NY 12524-2986 |
| Document Number | 76161 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 014478/001064 |
| Instrument | 76161 |
| Name | TIAA FSB |
|---|---|
| Address | DANBURY, CT 06810 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 24, 2033 |
Source: Orange County and Newburgh City assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| Municipality | Newburgh City |
| Unified School District | Newburgh City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $306,800 Land $44,200 Building $262,600 | $306,800 Land $44,200 Building $262,600 | |
| 2024 | $9,368.00 | ||
| 2023 | $281,000 (+24.83%) Land $40,200 Building $240,800 | $281,000 (+24.83%) Land $40,200 Building $240,800 | |
| 2022 | $225,100 Land $17,800 Building $207,300 | $225,100 Land $17,800 Building $207,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 446 1st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWBURGH CITY serves 29,000 people · EPA ID NY3503549 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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