446 1st St, Hudson, IA 50643 Property Records

Black Hawk County property record for 446 1st St, Hudson, IA 50643

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1952
Lot Size	0.233 acres (10,140 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Nov 2023)
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8814-27-479-005`

Property Details

APN / Parcel Number

Primary APN	`8814-27-479-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,140 sqft (0.233 acres)
Lot Dimensions	169 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	Deck Area
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	446 1ST ST
City	HUDSON
State	IA
Zip	50643-7737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY CREST ADDITION LOT 28
Legal Range	14W
Legal Township	88N
Legal Section	27
Legal Subdivision	SUNNY CREST ADDITION
Legal Lot Number	28
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	2
Census Block	2045
Census Tract	3002

Owner

446 1st St is owned and occupied by two individuals who bought it in November 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	446 1ST ST, HUDSON, IA 50643-7737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Apr 8, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Aug 5, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023 · Amount on File
Deed Sale	Nov 22, 2023 · Amount on File
Prior Sale	Nov 22, 2022 · Amount on File
Deed Document Number	20238188
Prior Transfer Date	Aug 1, 2019
Prior Transfer Doc	202000002216
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 22, 2022
Property Address	446 1ST ST, HUDSON, IA 50643-7737
Document Number	202300008188
Instrument Date	Nov 21, 2022
Instrument	202300008188
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	446 1ST ST, HUDSON, IA 50643-7737

Mortgage

Document Number	202300008189
Date	Nov 22, 2022
Instrument	202300008189

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 8, 2020
Property Address	446 1ST ST, HUDSON, IA 50643-7737
Document Number	202000017353
Instrument Date	Apr 3, 2020
Instrument	202000017353
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 1ST ST, HUDSON, IA 50643-7737

Mortgage

Document Number	202000017354
Date	Apr 8, 2020
Instrument	202000017354

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 5, 2019
Property Address	446 1ST ST, HUDSON, IA 50643-7737
Document Number	202000002216
Instrument Date	Aug 1, 2019
Instrument	202000002216
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 1ST ST, HUDSON, IA 50643-7737

Tax Assessment & Valuation

The 2025 property tax bill for 446 1st St was $2,554 with a homeowner's exemption, up 9.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,554.00 (+9.33%) Homeowner's exemption	$163,130 Land $20,670 Building $142,460	$163,130 Land $20,670 Building $142,460
2024	$2,336.00
2023		$150,000 (+13.82%) Land $20,670 Building $129,330	$150,000 Land $20,670 Building $129,330
2022	$2,302.00 Homeowner's exemption	$131,790 Land $20,670 Building $111,120
2021			$131,790 Land $20,670 Building $111,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 1st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 2,546 people · EPA ID IA0737062
Water Source	Purchased groundwater from WATERLOO WATER WORKS
Last State Inspection	Jun 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
STS Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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