4459 Oak Orchard Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4459 Oak Orchard Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,929 sqft · built 2017
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jul 2020)
Tax Bill	$2,605 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-1N-29-1727-00A00-0130`

Property Details

APN / Parcel Number

Primary APN	`10-1N-29-1727-00A00-0130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,929 sqft Heated Area
Gross Area	2,584 sqft
1st Floor Area	2,391 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	1,200 ft deep x 800 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	193 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	101N29172700A000130
Street Address	4459 OAK ORCHARD CIR
City	PACE
State	FL
Zip	32571-1266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HERITAGE ESTATES LOT 13 BLK A AS DES IN OR 3977 PG 16
Legal Range	29W
Legal Township	01N
Legal Section	10
Legal Subdivision	HERITAGE ESTATES
Legal Block	A
Legal Lot Number	13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2000
Census Tract	10708

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1340 N GREAT NECK RD STE 1272, 1272, VIRGINIA BCH, VA 23454-2268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Warranty Deed, Transfer · VA Mortgage USAA
Aug 8, 2017	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Aug 8, 2017 · Amount on Record
Deed Document Number	202035155
Deed Book / Page	3977 / 16
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 15, 2020
Property Address	4459 OAK ORCHARD CIR, PACE, FL 32571-1266
Document Number	0039770016
Book / Page	003977 / 000016
Instrument Date	Jul 14, 2020
Instrument	35155
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	GUARANTEE TITLE/NW FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4459 OAK ORCHARD CIR PACE FL 325711266, PACE, FL 32571-1266

Mortgage

Document Number	39770018
Date	Jul 15, 2020
Book Page	003977/000018
Instrument	35156

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

August 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 8, 2017
Property Address	4459 OAK ORCHARD CIR, PACE, FL 32571-1266
Document Number	0036500897
Book / Page	3650 / 0897
Map Reference	MB12 PG23&24
Instrument Date	Aug 4, 2017
Instrument	201732495
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4459 OAK ORCHARD CIR, MILTON, FL 32571-1266

Mortgage

Document Number	0201732499
Date	Aug 8, 2017
Instrument	201732499

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,605.00 (+1.24%) Homeowner's exemption	$243,214 (+3%)	$273,724 (-2.85%) Land $45,000 Building $228,724
2023	$2,573.00 (+2.63%) Homeowner's exemption	$236,130 (+3%)	$281,745 (+6.49%) Land $55,000 Building $226,745
2022	$2,507.00 Homeowner's exemption	$229,252	$264,583 Land $40,000 Building $224,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2004–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

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