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4459 Mount Carmel Tobasco Rd, Cincinnati, OH 45244 Property Records

Clermont County property record for 4459 Mount Carmel Tobasco Rd, Cincinnati, OH 45244

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3 bd · 1 ba · 1,054 sqft · built 1919
Lot Size0.513 acres (22,346 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Jun 2001)
Tax Bill$6,179 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN41-32-13C-096

Property Details

APN / Parcel Number

Primary APN41-32-13C-096

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,054 sqft Total Area
1st Floor Area768 sqft
Basement Area360 sqft
Unfinished Basement360 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Architectural StyleCape Cod
Exterior MaterialWood
Construction TypeFrame
Lot Area22,346 sqft (0.513 acres)
View / LotCul-de-sac

Exterior Amenities

PorchSlab
Porch Area342 sqft
Deck Area64 sqft
Patio Area64 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemOil
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4459 MOUNT CARMEL TOBASCO RD
CityCINCINNATI
StateOH
Zip45244-2225
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1009
Census Tract41403

Owner

4459 Mount Carmel Tobasco Rd, a commercial property, is owned by an individual who bought it in June 2001.

Source: Clermont County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address1200 MUIRWOOD LN, BATAVIA, OH 45103-1580
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2001 · Amount on File
Deed SaleJun 26, 2001 · Amount on File
Prior SaleAug 26, 1998 · Amount on File
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4459 MOUNT CARMEL TOBASCO RD, CINCINNATI, OH 45244-2225
Document Number0000018721
Book / Page002722 / 002003
Instrument DateAug 11, 2017
Transaction TypeMortgage
Record UpdatedSep 5, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1200 MUIRWOOD LN BATAVIA OH 451031580, BATAVIA, OH 45103-1580

Mortgage

Document Number0000018721
DateAug 16, 2017
Book Page002722/002003
Instrument18721
Lender
NameUS BK
TypeBank
AddressOSHKOSH, WI 54901
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4459 Mount Carmel Tobasco Rd was $6,179.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,179.00$91,950 Land $28,740 Building $63,210
2024$262,700 (-) Land $82,100 Building $180,600
2023$9,145.00 (+37.31%)$91,950 (-) Land $28,740 Building $63,210$262,700 Land $82,100 Building $180,600
2022$6,660.00$91,950 Land $28,740 Building $63,210
2020$262,700 Land $82,100 Building $180,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4459 Mount Carmel Tobasco Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4459 Mount Carmel Tobasco Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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