4459 Clipper Cv, Destin, FL 32541 Property Records

Okaloosa County property record for 4459 Clipper Cv, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 2,378 sqft · built 1995
Lot Size	0.119 acres (5,168 sqft)
Owner	Company Name on File
Last Sale	$1,275,000 (May 2026)
Tax Bill	$11,661 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-6260-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-6260-6`
Alternative APNs	`00-2S-22-0583-0000-0350` `22S200058300000350`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,378 sqft Living Area
Gross Area	3,249 sqft
1st Floor Area	1,226 sqft
Upper Floors Area	1,152 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,168 sqft (0.119 acres)
Garage Type	Attached
Garage Area	308 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	1,028 sqft
Patio Area	98 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4459 CLIPPER CV
City	DESTIN
State	FL
Zip	32541-5100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BCH COTTAGES PH II LOT 35
Legal Subdivision	CRYSTAL BCH COTTAGES PH II
Legal Phase	2
Legal Lot Number	35
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1043
Census Tract	23304

Owner

4459 Clipper Cv is owned by a company that bought it in May 2026.

Source: Okaloosa County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	7901 4TH ST N, 300, SAINT PETERSBURG, FL 33702-4399
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer · Conventional Mortgage CLIFFCO INC
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	Aug 2, 2021 · Amount on File
Deed Document Number	20263817571
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 19, 2026
Property Address	4459 CLIPPER CV, DESTIN, FL 32541-5100
Document Number	0003817571
Instrument Date	May 17, 2026
Instrument	2026.3817571
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	BRIGHT LINE TITLE/AL, BRIGHT LINE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$901,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0003817572,
Date	May 19, 2026
Instrument	2026..3817572

Lender

Name	CLIFFCO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 2, 2021
Property Address	4459 CLIPPER CV, DESTIN, FL 32541-5100
Document Number	0035635000
Book / Page	3563 / 5000
Map Reference	MB 12 PG 81
Instrument Date	Jul 16, 2021
Instrument	3476520
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 SELMA AVE, 414, WEBSTER GROVES, MO 63119-4140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4459 CLIPPER CV, DESTIN, FL 32541-5100

Mortgage

Document Number	0035640001
Date	Aug 2, 2021
Book Page	3564/1
Instrument	3476521

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4459 Clipper Cv was $11,661.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,661.00	$984,651 Land $471,904 Building $512,747	$984,651 Land $471,904 Building $512,747
2023	$11,339.00 (+10.5%)	$964,035 (+13.21%) Land $428,185 Building $535,850	$964,035 (+13.21%) Land $428,185 Building $535,850
2022	$10,262.00	$851,569 Land $389,259 Building $462,310	$851,569 Land $389,259 Building $462,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4459 Clipper Cv in Zone X, an area of minimal flood risk, though there have been 124 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 117 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	460 units insured incl. 343 condo units
Nearby Flood Claims	124 (1988–2020)
Claims Outside the SFHA	83 of 124
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 37 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1995) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4459 Clipper Cv has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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