4459 Chapel Rd, Graham, TX 76450 Property Records

Palo Pinto County property record for 4459 Chapel Rd, Graham, TX 76450

Property Summary

Property Type	Single Family Home
Details	1,766 sqft · built 2021
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jan 2018)
Tax Bill	$8,433 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000023008`

Property Details

APN / Parcel Number

Primary APN	`R000023008`
Alternative APN	`189690000`

Interior

Building Area	1,766 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	19,994 sqft (0.459 acres)
Garage Area	734 sqft
Porch	Porch
Porch Area	298 sqft

Location & Zoning

Account Number	R000023008
Street Address	4459 CHAPEL RD
City	GRAHAM
State	TX
Zip	76450-5810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PK LAKE 18-3-1 AREA 6-I LOT E-9 (FEE SIMPLE .403 AC & FERC .056 AC) DOCK #9478/N G#P0500-00-060I0-00E-09-0
Legal Subdivision	PK LAKE 18-3-1 AREA 6-I
Legal Tract	18-3-1
Legal Lot Number	E-9
Jurisdiction	PALO PINTO TX
Township / Civil Division	GRAFORD
Census Block Group	1
Census Block	1026
Census Tract	100

Owner

4459 Chapel Rd is owned and occupied by two individuals who bought it in January 2018.

Source: Palo Pinto County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4459 CHAPEL RD, GRAHAM, TX 76450-5810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SQUARE FCU
Nov 6, 2020	Deed of Trust, Mortgage · Construction Mortgage UNION SQUARE FCU
Jan 4, 2018	Vendor's Lien, Transfer · Conventional Mortgage UNION SQUARE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2018 · Amount on File
Deed Sale	Jan 4, 2018 · Amount on File
Prior Sale	Aug 2, 2013
Deed Document Number	201861
Deed Book / Page	2213 / 556
Prior Transfer Date	Dec 28, 2017
Prior Transfer Doc	2213/0556
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	4459 CHAPEL RD, GRAHAM, TX 76450-5810
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2406/409
Date	Oct 13, 2021
Book Page	2406/409
Instrument	2021-00007419

Lender

Name	UNION SQUARE FCU
Type	Credit Union
Address	WICHITA FALLS, TX 76308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	4459 CHAPEL RD, GRAHAM, TX 76450-5810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ROB ROY LN, WICHITA FALLS, TX 76302-2627

Mortgage

Document Number	2344/51
Date	Nov 6, 2020
Book Page	2344/51
Instrument	2020-00006358

Lender

Name	UNION SQUARE FCU
Type	Credit Union
Address	WICHITA FALLS, TX 76308

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Jan 4, 2018
Property Address	4459 CHAPEL RD, GRAHAM, TX 76450-5810
Document Number	2213/0556
Book / Page	2213 / 0556
Map Reference	VOL 180 PG 524
Instrument Date	Dec 28, 2017
Instrument	2018-00000061
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 FM 1287, 104, GRAHAM, TX 76450-7042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ROB ROY LN, WICHITA FALLS, TX 76302-2627

Mortgage

Document Number	201800000062
Date	Jan 4, 2018
Instrument	2018-00000062

Lender

Name	UNION SQUARE FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 4459 Chapel Rd was $8,433 with exemptions applied, down 12.5% from the year before.

Source: Palo Pinto County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Graford Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,433.00 (-12.49%) Homeowner's exemption Senior Citizen's exemption	$747,770 Land $169,950 Building $577,820	$747,770 Land $169,950 Building $577,820
2024	$9,637.00 (+7.95%)
2023	$8,927.00 (-4.24%)	$604,940 Land $169,950 Building $434,990	$604,940 Land $169,950 Building $434,990
2022	$9,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4459 Chapel Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2010–2018)
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4459 Chapel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POSSUM KINGDOM WSC serves 8,583 people · EPA ID TX1820076
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
New Source Broadband Fixed Wireless	100 / 50
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

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