4458 Urlage Ct, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 4458 Urlage Ct, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,670 sqft · built 2003
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (May 2025)
Tax Bill	$2,301 (2025)
Flood Zone	Zone X (minimal risk)
APN	`045-10-01-266.00`

Property Details

APN / Parcel Number

Primary APN	`045-10-01-266.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,670 sqft Finished Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4458 URLAGE CT
City	FT MITCHELL
State	KY
Zip	41017-9216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOWLER RIDGE SEC 13 LOT 266
Legal Subdivision	FOWLER RIDGE
Legal Phase	13
Legal Lot Number	266
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2008
Census Tract	66801

Owner

Source: Kenton County records · APN 045-10-01-266.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114-2102
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2025 · Amount on Record
Deed Sale	May 01, 2025 · Amount on Record
Prior Sale	Jan 14, 2003 · Amount on Record
Deed Document Number	20250501132
Deed Book / Page	340 / 982
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,301.00 (-7.03%)	$232,200 (-) Land $15,000 Building $217,200	$232,200 (-) Land $15,000 Building $217,200
2023	$2,475.00	$232,200 Land $15,000 Building $217,200	$232,200 Land $15,000 Building $217,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 148 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.