4458 Ocean View Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 4458 Ocean View Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,527 sqft · built 1993
Lot Size	0.117 acres (5,103 sqft)
Owner	Trust Name on File
Last Sale	$730,000 (Jul 2020)
Tax Bill	$11,995 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Sep 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-6361-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-6361-2`
Alternative APNs	`00-2S-22-059A-0000-0070` `22S200059A00000070`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,527 sqft Living Area
Gross Area	3,740 sqft
1st Floor Area	2,001 sqft
Upper Floors Area	1,526 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,103 sqft (0.117 acres)
Porch	Finished/Open Porch
Porch Area	213 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4458 OCEAN VIEW DR
City	DESTIN
State	FL
Zip	32541-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL SHORES LOT 7
Legal Subdivision	CRYSTAL SHORES
Legal Lot Number	7
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1043
Census Tract	23304

Owner

4458 Ocean View Dr is held in a trust since July 2020.

Source: Okaloosa County records, as of January 27, 2026

Owner of Record	Trust Name on File
Mailing Address	1804 FORDGATE XING, BRENTWOOD, TN 37027-1470
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK
Sep 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on File
Deed Sale	Jul 16, 2020 · Amount on File
Prior Sale	Dec 3, 2010 · Amount on File
Deed Document Number	20203374061
Deed Book / Page	3476 / 1255
Prior Transfer Date	Sep 25, 2018
Prior Transfer Doc	0033684251
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 16, 2020
Property Address	4458 OCEAN VIEW DR, DESTIN, FL 32541-5108
Document Number	0034761255
Book / Page	003476 / 001255
Instrument Date	Jul 14, 2020
Instrument	3374061
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,110.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1804 FORDGATE XING BRENTWOOD TN 370271470, BRENTWOOD, TN 37027-1470

Mortgage

Document Number	34761257
Date	Jul 16, 2020
Book Page	003476/001257
Instrument	3374062

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 25, 2018
Property Address	4458 OCEAN VIEW DR, DESTIN, FL 32541-5108
Document Number	0033684251
Book / Page	003368 / 004251
Instrument Date	Sep 25, 2018
Instrument	3234301
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4458 OCEAN VIEW DR DESTIN FL 325415108, DESTIN, FL 32541-5108

Tax Assessment & Valuation

The 2025 property tax bill for 4458 Ocean View Dr was $11,995.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,995.00	$1,092,445 Land $471,904 Building $620,541	$1,092,445 Land $471,904 Building $620,541
2023	$10,853.00 (+14.79%)	$1,057,551 (+21.59%) Land $428,185 Building $629,366	$1,057,551 (+21.59%) Land $428,185 Building $629,366
2022	$9,455.00	$869,773 Land $389,259 Building $480,514	$869,773 Land $389,259 Building $480,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4458 Ocean View Dr in Zone X, an area of minimal flood risk, though there have been 124 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 117 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	460 units insured incl. 343 condo units
Nearby Flood Claims	124 (1988–2020)
Claims Outside the SFHA	83 of 124
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 37 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1993) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4458 Ocean View Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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