4458 Jefferson St, Napa, CA 94558 Property Records

Napa County property record for 4458 Jefferson St, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 1971
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$805,000 (Sep 2023)
Tax Bill	$10,264 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-281-013-000`

Property Details

APN / Parcel Number

Primary APN	`036-281-013-000`
Alternative APNs	`036-281-013` `03628113`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,600 sqft
1st Floor Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	036-281-013
Street Address	4458 JEFFERSON ST
City	NAPA
State	CA
Zip	94558-1764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL6
Legal Description	LOT 298 SPRINGWOOD SUB 5 9R/M67
Legal Subdivision	SPRINGWOOD #5
Legal Lot Number	298
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	3
Census Block	3011
Census Tract	201200

Owner

4458 Jefferson St is owned and occupied by two individuals who bought it in September 2023.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4458 JEFFERSON ST, NAPA, CA 94558-1764
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 12, 2023	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 15, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on File
Deed Sale	Sep 12, 2023 · Amount on File
Prior Sale	Jun 15, 2020 · Amount on File
Deed Document Number	202313222
Prior Transfer Date	May 20, 2015
Prior Transfer Doc	0000019890
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	4458 JEFFERSON ST, NAPA, CA 94558-1764
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4458 JEFFERSON ST, NAPA, CA 94558-1764

Mortgage

Document Number	0000016456
Date	Nov 6, 2025
Instrument	2025-0016456

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Sep 12, 2023
Property Address	4458 JEFFERSON ST, NAPA, CA 94558-1764
Document Number	0000013222
Map Reference	MB 9 PG 66&67
Instrument Date	Sep 6, 2023
Instrument	2023-0013222
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMER TTL CO OF NAPA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4458 JEFFERSON ST, NAPA, CA 94558-1764

Mortgage

Document Number	0000013223
Date	Sep 12, 2023
Instrument	2023-0013223

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	4458 JEFFERSON ST, NAPA, CA 94558-1764
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4458 JEFFERSON ST, NAPA, CA 94558-1764

Mortgage

Document Number	0000014685
Date	Apr 26, 2021
Instrument	2021-0014685

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Jun 15, 2020
Property Address	4458 JEFFERSON ST, NAPA, CA 94558-1764
Document Number	0000013715
Instrument Date	Jun 10, 2020
Instrument	13715
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$677.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4458 JEFFERSON ST NAPA CA 945581764, NAPA, CA 94558-1764

Mortgage

Document Number	13716
Date	Jun 15, 2020
Instrument	13716

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4458 Jefferson St was $10,264, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,264.00 (+2.12%)	$837,521 (+2%) Land $355,816 Building $481,705	$837,521 Land $355,816 Building $481,705
2025	$10,051.00	$821,100 Land $348,840 Building $472,260
2023	$7,897.00 (+1.37%) Homeowner's exemption	$646,471 Land $258,588 Building $387,883
2022	$7,790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4458 Jefferson St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	4 (2017–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4458 Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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