4458 Creekside Dr, Mulberry, FL 33860 Property Records

Polk County property record for 4458 Creekside Dr, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,525 sqft · built 2010
Lot Size	0.395 acres (17,211 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jun 2026)
Tax Bill	$2,636 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-32-142247-000070`

Property Details

APN / Parcel Number

Primary APN	`23-29-32-142247-000070`
Alternative APNs	`322923142247000070` `22923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,525 sqft Living Area
Gross Area	1,966 sqft
1st Floor Area	1,525 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	17,211 sqft (0.395 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	144 sqft

Location & Zoning

Street Address	4458 CREEKSIDE DR
City	MULBERRY
State	FL
Zip	33860-7901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE PB 136 PGS 23-28 LOT 7
Legal Range	23E
Legal Township	29S
Legal Section	32
Legal Subdivision	CREEKSIDE
Legal Tract	142247
Legal Block	2
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2063
Census Tract	14802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4458 CREEKSIDE DR, MULBERRY, FL 33860-7901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 23, 2024	Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
Oct 26, 2023	Warranty Deed, Transfer INTEGRITY FIRST TITLE
Aug 1, 2023	Intrafamily Transfer, Transfer
Feb 23, 2023	Deed of Trust, Mortgage · Line of Credit TRAX FCU
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit TRAX CREDIT UNION
Sep 25, 2019	Loan Modification, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2026 · Amount on Record
Deed Sale	Jun 19, 2026 · Amount on Record
Prior Sale	Feb 23, 2024 · Amount on Record
Deed Document Number	2026147956
Deed Book / Page	14046 / 124
Prior Transfer Date	Aug 1, 2023
Prior Transfer Doc	0000179275
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 19, 2026
Property Address	4458 CREEKSIDE DR, MULBERRY, FL 33860-7901
Document Number	0000147956
Book / Page	14046 / 124
Instrument Date	Jun 18, 2026
Instrument	2026147956
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GROUP OF LAKELAND

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$222,705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4458 CREEKSIDE DR, MULBERRY, FL 33860-7901

Mortgage

Document Number	0000147957,
Date	Jun 19, 2026
Book Page	14046/126
Instrument	2026147957

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 23, 2024
Property Address	4458 CREEKSIDE DR, MULBERRY, FL 33860-7901
Document Number	0000043110
Book / Page	13017 / 82
Map Reference	MB 136 PG 23-28
Instrument Date	Feb 16, 2024
Instrument	2024043110
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1615 KING JAMES CT, LAKELAND, FL 33813-2924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4458 CREEKSIDE DR, MULBERRY, FL 33860-7901

Mortgage

Document Number	0001301784
Date	Feb 23, 2024
Instrument	13017/84

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0000043112
Date	Feb 23, 2024
Book Page	13017/103
Instrument	2024043112

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 26, 2023
Property Address	4458 CREEKSIDE DR, MULBERRY, FL 33860-7901
Document Number	0000254746
Book / Page	12889 / 862
Map Reference	MB 136 PG 23-28
Instrument Date	Oct 25, 2023
Instrument	2023254746
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$1,006.60
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4605 S PIPKIN RD, LAKELAND, FL 33811-1429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 KING JAMES CT, LAKELAND, FL 33813-2924

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Aug 1, 2023
Property Address	4458 CREEKSIDE DR, MULBERRY, FL 33860-7901
Document Number	0000179275
Book / Page	12785 / 328
Map Reference	MB 136 PG 23
Instrument Date	Aug 1, 2023
Instrument	2023179275
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4458 CREEKSIDE DR, MULBERRY, FL 33860-7901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4458 CREEKSIDE DR, MULBERRY, FL 33860-7901
Investor	Possibly a Property Investor

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4458 CREEKSIDE DR, MULBERRY, FL 33860-7901
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4458 CREEKSIDE DR, MULBERRY, FL 33860-7901

Mortgage

Document Number	0000042913
Date	Feb 23, 2023
Book Page	12591/1005
Instrument	2023042913

Lender

Name	TRAX FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4458 CREEKSIDE DR, MULBERRY, FL 33860-7901
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4458 CREEKSIDE DR, MULBERRY, FL 33860-7901

Mortgage

Document Number	0000323904
Date	Dec 14, 2021
Book Page	12024/1346
Instrument	20210323904

Lender

Name	TRAX CREDIT UNION
Address	TAMPA, FL 33619

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	4458 CREEKSIDE DR, MULBERRY, FL 33860-7901
Document Number	0110020158
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4458 CREEKSIDE DR MULBERRY FL 338607901, MULBERRY, FL 33860-7901

Mortgage

Document Number	0110020158
Date	Oct 10, 2019
Book Page	011002/000158
Instrument	214899

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,362 (-12.6%) Land $33,000 Building $180,362	$213,362 (-12.6%) Land $33,000 Building $180,362
2025	$2,636.00 (-30.67%)	$244,121 (+140.94%) Land $33,000 Building $211,121	$244,121 (+7.74%) Land $33,000 Building $211,121
2024	$3,802.00 (+370.54%)
2023	$808.00 (+3.59%) Homeowner's exemption	$101,320 (+3%)	$226,584 (+7.31%) Land $32,000 Building $194,584
2022	$780.00 Homeowner's exemption	$98,369	$211,142 Land $27,000 Building $184,142

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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