Oakland County property record for 4458 Clarke Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,408 sqft · built 1977 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,000 (Oct 2014) |
| Tax Bill | $4,612 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Sep 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-14-327-007 |
| Primary APN | 88-20-14-327-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,408 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Basement Area | 1,134 sqft |
| Unfinished Basement | 1,250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 120 ft deep x 110 ft wide |
| Garage Area | 466 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 65 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4458 CLARKE DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-4958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 14 SHALLOWBROOK SUB LOT 27 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 14 |
| Legal Subdivision | SHALLOWBROOK |
| Legal Lot Number | 27 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 197100 |
4458 Clarke Dr is owned and occupied by two individuals who acquired it in September 2026.
Source: Oakland County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4458 CLARKE DR, TROY, MI 48085-4958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 25, 2025 | Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU |
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Sep 20, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY CHOICE CU |
| Feb 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU |
| Feb 7, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2014 · Amount on File |
| Deed Sale | Oct 20, 2014 · Amount on File |
| Prior Sale | May 6, 1996 · Amount on File |
| Deed Document Number | 2014201369 |
| Deed Book / Page | 47517 / 126 |
| Last Transfer Date | Sep 9, 2026 |
| Transfer Doc | 0000138363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 17, 2026 |
| Property Address | 4458 CLARKE DR, TROY, MI 48085-4958 |
| Document Number | 0000138363 |
| Book / Page | 61558 / 177 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 2026138363 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4458 CLARKE DR, TROY, MI 48085-4958 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4458 CLARKE DR, TROY, MI 48085-4958 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4458 CLARKE DR, TROY, MI 48085-4958 |
| Document Number | 0000120359 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 60552/736 |
| Instrument | 120359 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48334 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 3, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4458 CLARKE DR, TROY, MI 48085-4958 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4458 CLARKE DR, TROY, MI 48085-4958 |
| Document Number | 0000252934 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 55258/715 |
| Instrument | 252934 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4458 CLARKE DR, TROY, MI 48085-4958 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4458 CLARKE DR, TROY, MI 48085-4958 |
| Document Number | 0000446703 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 58126/624 |
| Instrument | 446703 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48334 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 20, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4458 CLARKE DR, TROY, MI 48085-4958 |
| Document Number | 0000038844 |
| Instrument Date | Feb 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4458 CLARKE DR TROY MI 480854958, TROY, MI 48085-4958 |
| Document Number | 0000038844 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 053872/000249 |
| Instrument | 38844 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON HILLS, MI 48334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 24, 2025 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 7, 2017 |
| Property Address | 4458 CLARKE DR, TROY, MI 48085-4958 |
| Document Number | 0000022598 |
| Book / Page | 50361 / 00152 |
| Map Reference | LB 144 PG 20-22 |
| Instrument Date | Jan 9, 2017 |
| Instrument | 022598 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4458 CLARKE DR, TROY, MI 48085-4958 |
| Document Number | 0000022599 |
|---|---|
| Date | Feb 7, 2017 |
| Instrument | 022599 |
| Name | THE ANDERSON FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 4458 Clarke Dr was $4,612 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,612.00 | ||
| 2023 | $337,880 | ||
| 2022 | $4,797.00 | $168,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4458 Clarke Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4458 Clarke Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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