4457 Harding Ave, Holt, MI 48842 Property Records

Ingham County property record for 4457 Harding Ave, Holt, MI 48842

Property Summary

Property Type	Duplex
Details	4 bd · 1 ba · 1,342 sqft · built 1973
Lot Size	0.126 acres (5,489 sqft)
Owner	2 Individual Names on Record
Last Sale	$81,000 (Oct 2020)
Tax Bill	$3,095 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-11-356-001`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-11-356-001`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Building Area	1,342 sqft Total Area
1st Floor Area	720 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,489 sqft (0.126 acres)
Lot Width	55 ft Width
Garage Type	Detached

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	30 sqft
Patio Area	30 sqft
Balcony Area	23 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4457 HARDING AVE
City	HOLT
State	MI
Zip	48842-9765
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NOT APP
Legal Description	(DP 215) LOT 1 BLOCK D CEDAR HEIGHTS SUBDIVISION
Legal Subdivision	CEDAR HEIGHTS
Legal Block	D
Legal Lot Number	1
Legal Unit	1
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2024
Census Tract	5306

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8590 RIFLE RIVER DR, FOWLERVILLE, MI 48836-8299
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF AMERICA
Oct 29, 2020	Quit Claim Deed, Transfer STATE STREET TITLE AGENCY LLC, STATE STREET TITLE AGCY LLC
Jan 9, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Jan 24, 2013 · Amount on Record
Deed Document Number	202037092
Prior Transfer Date	Oct 19, 2020
Prior Transfer Doc	0000037093
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	4457 HARDING AVE, HOLT, MI 48842-9765
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038413
Date	Nov 9, 2018
Instrument	2018-038413

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank
Address	EAST LANSING, MI 48826

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INGHAM MI
Recording Date	Oct 29, 2020
Property Address	4457 HARDING AVE, HOLT, MI 48842-9765
Document Number	0000037093
Instrument Date	Oct 19, 2020
Instrument	37093
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	STATE STREET TITLE AGENCY LLC, STATE STREET TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10575 SOBER RD WEBBERVILLE MI 488929512, WEBBERVILLE, MI 48892-9512

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	INGHAM MI
Recording Date	Jan 9, 2020
Property Address	4457 HARDING AVE, HOLT, MI 48842-9765
Document Number	0000000996
Instrument Date	Dec 23, 2019
Instrument	996
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8590 RIFLE DR FOWLERVILLE MI 48836, FOWLERVILLE, MI 48836

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,100 (+12.5%) Land $11,000 Building $60,100	$142,200 (+12.5%) Land $22,000 Building $120,200
2025	$3,095.00 (+3.24%)	$63,200 (+18.35%) Land $9,200 Building $54,000	$126,400 (+18.35%) Land $18,400 Building $108,000
2024	$2,998.00 (+15.71%)
2023		$53,400 Land $9,200 Building $44,200	$106,800 Land $18,400 Building $88,400
2022	$2,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mercury Fiber.

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