Clay County property record for 4456 Spindle Ct, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,975 sqft · built 1992 |
| Lot Size | 0.346 acres (15,071 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,724 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-05-24-005966-003-25 |
| Primary APN | 10-05-24-005966-003-25 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,975 sqft Living Area |
| Gross Area | 2,629 sqft |
| 1st Floor Area | 1,975 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 15,071 sqft (0.346 acres) |
| Lot Dimensions | 225 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 249 sqft |
| Deck Area | 192 sqft |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4456 SPINDLE CT |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-2 |
| Legal Description | LOT 25 TRAIL RIDGE AS REC OR 1431 PG 833 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 10 |
| Legal Subdivision | TRAIL RIDGE |
| Legal Lot Number | 25 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30103 |
4456 Spindle Ct is owned by a company that acquired it in August 2025.
Source: Clay County records, as of December 3, 2025
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4456 SPINDLE CT, MIDDLEBURG, FL 32068-5068 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 6, 2025 |
| Transfer Doc | 0049710702 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 22, 2025 |
| Property Address | 4456 SPINDLE CT, MIDDLEBURG, FL 32068-5068 |
| Document Number | 0049710702 |
| Book / Page | 4971 / 702 |
| Map Reference | MB 23 PG 25&26 |
| Instrument Date | Aug 6, 2025 |
| Instrument | 2025044713 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4456 SPINDLE CT, MIDDLEBURG, FL 32068-5068 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4456 SPINDLE CT, MIDDLEBURG, FL 32068-5068 |
The 2025 property tax bill for 4456 Spindle Ct was $1,724, up 5.1% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,724.00 (+5.12%) | $153,224 (+2.9%) | $326,954 (+1.22%) Land $50,000 Building $276,954 |
| 2024 | $1,640.00 (-14.58%) Homeowner's exemption | $148,906 (+3%) | $323,012 (+4.66%) Land $50,000 Building $273,012 |
| 2023 | $1,920.00 (+10.03%) Homeowner's exemption | $144,569 (+3%) | $308,635 (+24.03%) Land $50,000 Building $258,635 |
| 2022 | $1,745.00 Homeowner's exemption | $140,359 | $248,839 Land $35,000 Building $213,839 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4456 Spindle Ct in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 54 (1991–2017) |
| Claims Outside the SFHA | 12 of 54 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4456 Spindle Ct is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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