Manistee County property record for 4456 Prospect Ave, Onekama, MI 49675
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.88 acres (38,352 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Jan 2005) |
| Tax Bill | $3,571 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-500-006-00 |
| Primary APN | 41-500-006-00 |
|---|
| Lot Area | 38,352 sqft (0.88 acres) |
|---|
| Street Address | 4456 PROSPECT AVE |
|---|---|
| City | ONEKAMA |
| State | MI |
| Zip | 49675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF ONEKAMA WINDERMERE ENTIRE LOTS 14-15-16 BLK C [[SALE(93) 4578 0635 (94) 1050 2598 0230 (05)2150 0934 1773 |
| Legal Subdivision | WINDERMERE - ONEKAMA VILLAGE |
| Legal Block | C |
| Legal Lot Number | 14-16 |
| Jurisdiction | MANISTEE MI |
| Township / Civil Division | ONEKAMA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 300 |
4456 Prospect Ave is owned by an individual who bought it in January 2005.
Source: Manistee County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 174 WAKULAT LN, TRAVERSE CITY, MI 49686-1870 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 2005 · Amount on File |
| Deed Sale | Jan 1, 2005 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4456 Prospect Ave was $3,571.
Source: Manistee County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Manistee County |
| County Subdivision | Onekama Township |
| Municipality | Onekama Village |
| Unified School District | Onekama Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,800 | $205,600 | |
| 2025 | $3,571.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4456 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1982–2026) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4456 Prospect Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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