4456 Merlin Way, Soquel, CA 95073 Property Records

Santa Cruz County property record for 4456 Merlin Way, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 1983
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$1,250,000 (Mar 2018)
Tax Bill	$17,872 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`102-401-30`

Property Details

APN / Parcel Number

Primary APN	`102-401-30`
Alternative APN	`102-401-30-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4456 MERLIN WAY
City	SOQUEL
State	CA
Zip	95073-2339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	TR 731
Legal Subdivision	EVERGREEN ESTATES
Legal Tract	731
Legal Lot Number	30
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2012
Census Tract	121100

Owner

Source: Santa Cruz County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4456 MERLIN WAY, SOQUEL, CA 95073-2339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2018	Deed of Trust, Mortgage · ARM PNC BANK NA
Mar 12, 2018	Grant Deed, Transfer · ARM PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2018 · Amount on Record
Deed Sale	Mar 12, 2018 · Amount on Record
Deed Document Number	20187349
Prior Transfer Date	Aug 4, 2003
Prior Transfer Doc	0000004009
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4456 MERLIN WAY, SOQUEL, CA 95073-2339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025725
Date	Aug 22, 2018
Instrument	2018-0025725

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount Recorded
Term	356 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 12, 2018
Property Address	4456 MERLIN WAY, SOQUEL, CA 95073-2339
Document Number	0000007349
Map Reference	VOL O68 PG 29
Instrument Date	Feb 12, 2018
Instrument	2018-0007349
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 S BASCOM AVE, SAN JOSE, CA 95128-3513

Mortgage

Document Number	0000007350
Date	Mar 12, 2018
Instrument	2018-0007350

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,450,732 (+2%) Land $1,088,049 Building $362,683
2025	$17,872.00 (+9.42%)	$1,422,287 (+4.04%) Land $1,066,715 Building $355,572
2023	$16,333.00 (+1.11%)	$1,367,057 Land $1,025,293 Building $341,764	$1,196,280
2022	$16,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cruzio, Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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