44558 Virgo Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 44558 Virgo Rd, Onamia, MN 56359

Property Summary

Property Type	Seasonal / Vacation Home
Details	900 sqft · built 1940
Lot Size	0.5 acres (21,797 sqft)
Owner	2 Individual Names on File
Last Sale	$307,000 (Oct 2006)
Tax Bill	$2,906 (2026)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-921-0120`

Property Details

APN / Parcel Number

Primary APN	`09-921-0120`

Interior

Building Area	900 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	21,797 sqft (0.5 acres)
Garage Type	Mixed
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	156 sqft
Shed	1 Shed
Cabin	187 sqft

Location & Zoning

Street Address	44558 VIRGO RD
City	ONAMIA
State	MN
Zip	56359
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	PART OF LOTS 8, 9 & 10 BLK B, AS DES IN SURVEY AS DESC # 5
Legal Range	27
Legal Township	43
Legal Section	21
Legal Subdivision	WESTMERE
Legal Block	B
Legal Lot Number	8-10
Jurisdiction	MILLE LACS MN
Township / Civil Division	KATHIO
Census Block Group	2
Census Block	2062
Census Tract	970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2500 19TH ST N, SAINT CLOUD, MN 56303-1376
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2006 · Amount on File
Deed Sale	Oct 11, 2006 · Amount on File
Deed Document Number	2006336334
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	44558 VIRGO RD, ONAMIA, MN 56359
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A403685
Date	Nov 27, 2017
Instrument	A403685

Lender

Name	GREAT RIVER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Kathio Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,906.00 (+4.53%)	$305,900 (+0.82%) Land $184,100 Building $121,800	$305,900 (+0.82%) Land $184,100 Building $121,800
2025		$303,400 (-0.49%) Land $184,100 Building $119,300	$303,400 (-0.49%) Land $184,100 Building $119,300
2023	$2,780.00	$304,900 Land $175,000 Building $129,900	$304,900 Land $175,000 Building $129,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20