4455 S Spaulding Ave, Chicago, IL 60632 Property Records

Cook County property record for 4455 S Spaulding Ave, Chicago, IL 60632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,018 sqft · built 1924
Lot Size	0.077 acres (3,360 sqft)
Owner	Trust Name on File
Last Sale	$112,000 (May 1997)
Tax Bill	$3,327 (2023)
Deeds & Mortgages	May 2021 Mortgage Sep 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-02-413-015`

Property Details

APN / Parcel Number

Primary APN	`19-02-413-015`
Alternative APN	`19-02-413-015-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,018 sqft Living Area
1st Floor Area	1,018 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,360 sqft (0.077 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	4455 S SPAULDING AVE
City	CHICAGO
State	IL
Zip	60632-2847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(CRANEVIEW) SUB OF PART OF LTS 7,10,&11 IN MCCAFFEREY & MURPHYS SUB OF EH SE SEC 02-38-13
Legal Range	13E
Legal Township	38N
Legal Section	02
Legal Subdivision	CRANEVIEW SUB
Legal Lot Number	7,10,
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2006
Census Tract	580400

Owner

4455 S Spaulding Ave is held in a trust since June 2019.

Source: Cook County records, as of June 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	14400 KEATING AVE, MIDLOTHIAN, IL 60445-2509
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 19, 2025	Intrafamily Transfer, Transfer
Aug 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 13, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA
Aug 13, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 1997 · Amount on File
Deed Sale	May 28, 1997 · Amount on File
Deed Document Number	1997976
Last Transfer Date	Jun 7, 2019
Transfer Doc	0000045020
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4455 S SPAULDING AVE, CHICAGO, IL 60632-2847
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0012321080
Date	May 3, 2021
Instrument	2112321080

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Sep 19, 2025
Property Address	4455 S SPAULDING AVE, CHICAGO, IL 60632-2847
Document Number	0026208007
Map Reference	DOC 5958167
Instrument Date	Jun 9, 2023
Instrument	2526208007
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	14400 KEATING AVE, MIDLOTHIAN, IL 60445-2509

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Aug 20, 2019
Property Address	4455 S SPAULDING AVE, CHICAGO, IL 60632-2847
Document Number	1923245020
Instrument Date	Jun 6, 2019
Instrument	23245020
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4455 S SPAULDING AVE CHICAGO IL 606322847, CHICAGO, IL 60632-2847

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4455 S SPAULDING AVE, CHICAGO, IL 60632-2847
Document Number	1823557027
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4455 S SPAULDING AVE CHICAGO IL 606322847, CHICAGO, IL 60632-2847

Mortgage

Document Number	1823557027
Date	Aug 23, 2018
Instrument	23557027

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2048

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4455 S SPAULDING AVE, CHICAGO, IL 60632-2847
Document Number	1823546023
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4455 S SPAULDING AVE CHICAGO IL 606322847, CHICAGO, IL 60632-2847

Mortgage

Document Number	1823546023
Date	Aug 23, 2018
Instrument	23546023

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 22, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.11%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,000 Land $4,200 Building $18,800	$230,000 Land $42,000 Building $188,000
2023	$3,327.00 (+3.26%) Homeowner's exemption	$19,000 (-) Land $3,360 Building $15,640	$190,000 (-) Land $33,600 Building $156,400
2022	$3,222.00 (+2.25%) Homeowner's exemption	$19,000 (-) Land $3,360 Building $15,640	$190,000 (-) Land $33,600 Building $156,400
2021	$3,151.00 Homeowner's exemption	$19,000 Land $3,360 Building $15,640	$190,000 Land $33,600 Building $156,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4455 S Spaulding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4455 S Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,073 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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