4455 Orchard St, Montclair, CA 91763 Property Records

San Bernardino County property record for 4455 Orchard St, Montclair, CA 91763

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,497 sqft · built 1955
Lot Size	0.171 acres (7,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$463,000 (Sep 2019)
Tax Bill	$5,566 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1009-402-06-0000`

Property Details

APN / Parcel Number

Primary APN	`1009-402-06-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,497 sqft Living Area
1st Floor Area	1,497 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,440 sqft (0.171 acres)
Lot Dimensions	120 ft deep x 62 ft wide
View / Lot	Average

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4455 ORCHARD ST
City	MONTCLAIR
State	CA
Zip	91763-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4764 LOT 5
Legal Subdivision	TRACT NO 4764
Legal Tract	4764
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3000
Census Tract	207

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4455 ORCHARD ST, MONTCLAIR, CA 91763-3027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Sep 17, 2019	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Apr 17, 2019	Grant Deed, Transfer · Commercial Mortgage PS FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2019 · Amount on Record
Deed Sale	Sep 17, 2019 · Amount on Record
Prior Sale	Apr 17, 2019 · Amount on Record
Deed Document Number	2019333415
Prior Transfer Date	Mar 11, 2008
Prior Transfer Doc	0000118351
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4455 ORCHARD ST, MONTCLAIR, CA 91763-3027
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4455 ORCHARD ST, MONTCLAIR, CA 91763-3027

Mortgage

Document Number	0000106856
Date	Mar 8, 2021
Instrument	2021-0106856

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4455 ORCHARD ST, MONTCLAIR, CA 91763-3027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127372
Date	Apr 14, 2020
Instrument	2020-0127372

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 17, 2019
Property Address	4455 ORCHARD ST, MONTCLAIR, CA 91763-3027
Document Number	0000333415
Map Reference	MB 61 PG 2&3
Instrument Date	Sep 16, 2019
Instrument	2019-0333415
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4455 ORCHARD ST, MONTCLAIR, CA 91763-3027

Mortgage

Document Number	0000333416
Date	Sep 17, 2019
Instrument	2019-0333416

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 17, 2019
Property Address	4455 ORCHARD ST, MONTCLAIR, CA 91763-3027
Document Number	0000119638
Map Reference	MB 61 PG 2&3
Instrument Date	Apr 16, 2019
Instrument	2019-0119638
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1856 AMBROSIA AVE, UPLAND, CA 91784-9214

Mortgage

Document Number	0000119639
Date	Apr 17, 2019
Instrument	2019-0119639

Lender

Name	PS FUNDING INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	25 Months
Due	May 1, 2021

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Montclair City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$516,487 (+2%) Land $180,771 Building $335,716
2025	$5,566.00 (+5.28%) Homeowner's exemption	$506,359 (+4.04%) Land $177,226 Building $329,133
2023	$5,287.00 (+1.34%) Homeowner's exemption	$486,696 Land $170,344 Building $316,352
2022	$5,217.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTE VISTA WD serves 56,390 people · EPA ID CA3610029
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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