4455 NW State Rte 92, Smithville, MO 64089 Property Records

Platte County property record for 4455 NW State Rte 92, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,626 sqft · built 1988
Lot Size	4.65 acres (202,554 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jul 2019)
Tax Bill	$2,973 (2023)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-9.0-32-000-000-004-001`

Property Details

APN / Parcel Number

Primary APN	`11-9.0-32-000-000-004-001`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	3,956 sqft
1st Floor Area	1,626 sqft
Basement Area	1,626 sqft
Finished Basement	1,626 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	202,554 sqft (4.65 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	114 sqft
Deck Area	300 sqft
Patio Area	294 sqft
Lean-To	750 sqft
Utility Building	1,440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	4455 NW STATE ROUTE 92
City	SMITHVILLE
State	MO
Zip	64089-8509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COURTNEY ESTATES TRACT 1
Legal Range	33
Legal Township	53
Legal Section	32
Legal Subdivision	COURTNEY ESTATES
Legal Tract	1
Jurisdiction	PLATTE MO
Township / Civil Division	CARROLL
Census Block Group	2
Census Block	2004
Census Tract	30601

Owner

4455 NW State Rte 92 is owned and occupied by two individuals who bought it in July 2019.

Source: Platte County records, as of January 5, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4455 NW STATE ROUTE 92, SMITHVILLE, MO 64089-8509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on File
Deed Sale	Jul 17, 2019 · Amount on File
Deed Document Number	0001315201
Deed Book / Page	1315 / 201
Record Updated	Jun 7, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Jul 17, 2019
Property Address	4455 NW STATE ROUTE 92, SMITHVILLE, MO 64089-8509
Document Number	0013150201
Book / Page	001315 / 000201
Instrument Date	Jul 16, 2019
Instrument	8317
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4455 NW STATE ROUTE 92 SMITHVILLE MO 640898509, SMITHVILLE, MO 64089-8509

Mortgage

Document Number	13150202
Date	Jul 17, 2019
Book Page	001315/000202
Instrument	8318

Lender

Name	RONALD L & PATRICIA D HEIM
Address	4455 NW STATE ROUTE 92, SMITHVILLE, MO 64089-8509
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Platte County assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,973.00	$43,608 (+8%) Land $3,800 Building $39,808	$229,518 Land $20,000 Building $209,518
2022		$40,378 Land $3,800 Building $36,578
2021			$212,517 Land $20,000 Building $192,517
2018	$2,565.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4455 NW State Rte 92 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4455 NW State Rte 92 is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTE CO PWSD 4 serves 9,552 people · EPA ID MO1024478
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20