4455 Jade St, Apt 4, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4455 Jade St, Apt 4, Capitola, CA 95010

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 925 sqft · built 1972
Lot Size0.023 acres (1,002 sqft)
OwnerIndividual Name on Record
Last Sale$605,000 (Jun 2026)
Tax Bill$7,136 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN034-621-72

Property Details

APN / Parcel Number

Primary APN034-621-72
Alternative APN
  • 034-621-72-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area925 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCondo/Apartment
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area1,002 sqft (0.023 acres)
Garage TypeCarport
Garage Area231 sqft
CarportCarport
Carport Area231 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4455 JADE ST, 4
CityCAPITOLA
StateCA
Zip95010-3910
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionCAPITOLA SHORES TR 533
Legal Lot Number31
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1022
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4455 JADE ST, 4, CAPITOLA, CA 95010-3910
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Aug 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2026 · Amount on Record
Deed SaleJun 22, 2026 · Amount on Record
Prior SaleApr 4, 2007 · Amount on Record
Deed Document Number202613977
Prior Transfer DateNov 26, 1997
Prior Transfer Doc0000057435
Record UpdatedSep 20, 2026

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 22, 2026
Property Address4455 JADE ST, 4, CAPITOLA, CA 95010-3910
Document Number0000013977
Instrument DateJun 17, 2026
Instrument202613977
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyREPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$67,215.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4455 JADE ST, 4, CAPITOLA, CA 95010-3910

Mortgage

Document Number0000013978,
DateJun 22, 2026
Instrument202613978
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address4455 JADE ST APT 4, 4, CAPITOLA, CA 95010-3910
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4455 JADE ST 4, 4, CAPITOLA, CA 95010-3910

Mortgage

Document Number0000032219
DateAug 21, 2020
Instrument2020-0032219
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$545,952 (+2%) Land $327,571 Building $218,381
2025$7,136.00 (+10.72%) Homeowner's exemption$535,247 (+4.04%) Land $321,148 Building $214,099
2023$6,445.00 (+1.42%) Homeowner's exemption$514,462 Land $308,677 Building $205,785$567,990
2022$6,355.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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