4455 Irene Dr, Saint Clair, MI 48079 Property Records

St. Clair County property record for 4455 Irene Dr, Saint Clair, MI 48079

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,334 sqft · built 2000
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Mar 2026)
Tax Bill$3,796 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74-30-586-0017-000

Property Details

APN / Parcel Number

Primary APN74-30-586-0017-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,334 sqft Living Area
1st Floor Area1,165 sqft
Basement Area1,165 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions183 ft deep x 100 ft wide
Garage Area736 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4455 IRENE DR
CitySAINT CLAIR
StateMI
Zip48079-3592
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLOT 81 RIVER RIDGE ESTATES NO. 2
Legal SubdivisionRIVER RIDGE ESTATES
Legal Lot Number81
Legal Unit81
JurisdictionSAINT CLAIR MI
Township / Civil DivisionST. CLAIR
Census Block Group2
Census Block2012
Census Tract640100

Owner

4455 Irene Dr is owned and occupied by two individuals who bought it in March 2026.

Source: St. Clair County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address11440 ARCOLA ST, LIVONIA, MI 48150-3299
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Warranty Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL INC
Nov 18, 2021Warranty Deed, Transfer · FHA Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2026 · Amount on File
Deed SaleMar 10, 2026 · Amount on File
Prior SaleNov 18, 2021 · Amount on File
Deed Document Number20264320
Deed Book / Page5903 / 851
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateMar 10, 2026
Property Address4455 IRENE DR, SAINT CLAIR, MI 48079-3592
Document Number0005903851
Book / Page5903 / 851
Map ReferenceLB 100 PG 9 - 11
Instrument DateMar 6, 2026
Instrument2026004320
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address33153 SHADOW BRANCH LN, WESLEY CHAPEL, FL 33545-5125

Transferred To (Grantee/Buyer)

NameVerified Name
Address11440 ARCOLA ST, LIVONIA, MI 48150-3299

Mortgage

Document Number2026004321
DateMar 10, 2026
Instrument2026004321
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateNov 18, 2021
Property Address4455 IRENE DR, SAINT CLAIR, MI 48079-3592
Document Number5451819
Book / Page5451 / 819
Map ReferenceLB 100 PG 9-11
Instrument DateOct 15, 2021
Instrument2021032499
Transaction TypeTransfer
Record UpdatedDec 8, 2021
Title CompanyMARITIME TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4455 IRENE DR, 4455, SAINT CLAIR, MI 48079-3592

Transferred To (Grantee/Buyer)

NameVerified Name
Address4455 IRENE DR, SAINT CLAIR, MI 48079-3592

Mortgage

Document Number2021032500
DateNov 18, 2021
Instrument2021032500
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4455 Irene Dr was $3,796 with a homeowner's exemption, up 6.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionSt. Clair Township
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$195,800 (+2.41%)$391,600
2025$3,796.00 (+6.3%) Homeowner's exemption$191,200
2024$3,571.00$382,400
2023$148,100
2022$3,307.00$296,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4455 Irene Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4455 Irene Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR
serves 5,464 people · EPA ID MI0006270
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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