4455 Co Rd 656, Webster, FL 33597 Property Records

Sumter County property record for 4455 Co Rd 656, Webster, FL 33597

Property Summary

Property Type	Single Family Home
Details	1,680 sqft · built 1998
Lot Size	5.05 acres (220,022 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jun 2022)
Tax Bill	$2,588 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`R14-072`

Property Details

APN / Parcel Number

Primary APN	`R14-072`
Alternative APNs	`142221R14072` `1072365`

Interior

Building Area	1,680 sqft Living Area
Gross Area	1,880 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Lot Area	220,022 sqft (5.05 acres)
Garage Type	Attached
Garage Area	1,680 sqft
Parking Spaces	8 Parking Spaces
Porch	Screened Porch
Porch Area	220 sqft

Location & Zoning

Street Address	4455 CR 656
City	WEBSTER
State	FL
Zip	33597-7369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR OF NW 1/4 OF NE 1/4 RUN S 660 FT E 330 FT N 660 FT W 330 FT TO POB
Legal Range	21E
Legal Township	22S
Legal Section	14
Jurisdiction	SUMTER FL
Township / Civil Division	BUSHNELL-CENTER HILL
Census Block Group	1
Census Block	1032
Census Tract	910601

Owner

Source: Sumter County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4455 CR 656, WEBSTER, FL 33597-7369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Sep 21, 2020	Warranty Deed, Transfer · Conventional with PMI FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Sep 21, 2020 · Amount on Record
Deed Document Number	202230238
Deed Book / Page	4288 / 571
Prior Transfer Date	May 14, 2013
Prior Transfer Doc	0026220274
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jun 13, 2022
Property Address	4455 CR 656, WEBSTER, FL 33597-7369
Document Number	0042880571
Book / Page	4288 / 571
Instrument Date	Jun 2, 2022
Instrument	202260030238
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4455 CR 656, WEBSTER, FL 33597-7369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4455 COUNTY ROAD 656, WEBSTER, FL 33597-7369

Mortgage

Document Number	0004288573
Date	Jun 13, 2022
Instrument	4288/573

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Sep 21, 2020
Property Address	4455 CR 656, WEBSTER, FL 33597-7369
Document Number	0038300089
Book / Page	003830 / 000089
Instrument Date	Sep 18, 2020
Instrument	60041181
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4455 CR 656 WEBSTER FL 335977369, WEBSTER, FL 33597-7369

Mortgage

Document Number	38300091
Date	Sep 21, 2020
Book Page	003830/000091
Instrument	60041182

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,588.00 (+5.94%) Homeowner's exemption	$245,020 (+1.97%)	$280,240 (+16.63%) Land $75,770 Building $204,470
2024	$2,443.00 (+9.8%)
2023	$2,225.00 (-6.79%) Additional exemption filed	$240,280 (-6.36%) Land $33,650 Building $206,630	$240,280 (-6.36%) Land $33,650 Building $206,630
2022	$2,387.00 Homeowner's exemption	$256,590 Land $33,650 Building $222,940	$256,590 Land $33,650 Building $222,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	23 (1995–2024)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Frances, Sep 2004 · 7 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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