4455 Co Rd 117, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 4455 Co Rd 117, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1,552 sqft · built 2019
Lot Size	6.11 acres (266,152 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Sep 2023)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-11-05-22-0-000-002.005`

Property Details

APN / Parcel Number

Primary APN	`13-11-05-22-0-000-002.005`
Alternative APNs	`ALT APN:1105220000002005` `204958` `218119`

Interior

Stories	1 Story
Building Area	1,552 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	266,152 sqft (6.11 acres)
Garage Type	Mixed
Deck Area	Deck Area

Location & Zoning

Account Number	218119
Street Address	4455 COUNTY ROAD 117
City	CEDAR BLUFF
State	AL
Zip	35959-3048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 & PT OF LOT 10 ELOISE PEEK PROPERTY 13/58
Legal Subdivision	ELOISE PEEK PROPERTY
Legal Lot Number	10,12
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3018
Census Tract	955701

Owner

4455 Co Rd 117 is owned and occupied by an individual who bought it in September 2023.

Source: Cherokee County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	4455 COUNTY ROAD 117, CEDAR BLUFF, AL 35959-3048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Mar 7, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 29, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FRANKLIN FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Deed Document Number	230580
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 1, 2023
Property Address	4455 COUNTY ROAD 117, CEDAR BLUFF, AL 35959-3048
Document Number	0000230580
Map Reference	MB 13 PG 58
Instrument Date	Aug 30, 2023
Instrument	230580
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8840 COUNTY ROAD 44, CEDAR BLUFF, AL 35959-3340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4455 COUNTY ROAD 117, CEDAR BLUFF, AL 35959-3048

Mortgage

Document Number	0000230581
Date	Sep 1, 2023
Instrument	230581

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	4455 COUNTY ROAD 117, CEDAR BLUFF, AL 35959-3048
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000228265
Date	Mar 7, 2023
Instrument	228265

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	4455 COUNTY ROAD 117, CEDAR BLUFF, AL 35959-3048
Transaction Type	Mortgage
Record Updated	Mar 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	215012
Date	Oct 29, 2020
Instrument	215012

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	4455 COUNTY ROAD 117, CEDAR BLUFF, AL 35959-3048
Transaction Type	Mortgage
Record Updated	Mar 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	209810
Date	Nov 13, 2019
Instrument	209810

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$18,120 Land $2,860 Building $15,260	$217,900 Land $28,600 Building $189,300
2023	Additional exemption filed	$21,120 (+269.23%)	$211,100 (-) Land $25,100 Building $186,000
2022	Additional exemption filed	$5,720 Land $2,520 Building $3,200	$211,100 Land $25,100 Building $186,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4455 Co Rd 117 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4455 Co Rd 117 is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 94% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
TDS Telecom DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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